Monroe County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, Florida? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 34141 at 37/100.
- 11 ZIP codes tracked in Monroe County, averaging 36/100 distress.
- Monroe County reads peak — home values up 0.0% year over year.
- Vacancy runs 39.8% across Monroe County's tracked ZIPs, with a 12% poverty rate.
- The typical Monroe County home is worth about $745,660 against a ~$75,162 median income.
- Lending headwind in Monroe County sits at 8/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 34141 | 37/100 |
| 2 | 33001 | 36/100 |
| 3 | 33036 | 36/100 |
| 4 | 33037 | 36/100 |
| 5 | 33040 | 36/100 |
| 6 | 33042 | 36/100 |
| 7 | 33043 | 36/100 |
| 8 | 33050 | 36/100 |
| 9 | 33051 | 36/100 |
| 10 | 33070 | 36/100 |
| 11 | 33034 | 31/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
Monroe County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 36/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Monroe County market phase and pricing
Monroe County reads peak — home prices rose 0.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Monroe County
Browse the full Monroe County distress data free, or start a 7-day trial to unlock the scored distressed properties inside each ZIP — no card charged today.
No card charged today · explore every module with live data.
Frequently asked questions
What is the most distressed ZIP code in Monroe County, FL?
ZIP 34141 leads Monroe County at 37/100, recomputed monthly from public records.
What market phase is Monroe County in?
Monroe County reads peak, with home prices up 0.0% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Monroe County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.