ZIP 33037 Property Distress & Foreclosure Data

ZIP code 33037 in Monroe County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 78 and live distress 9 on the 0–100 scale. What sets it apart are the readings on structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). mortgage stress (32/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (70/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 79% of homes, renters 21%. 10.8% of residents fall below the poverty threshold. Vacancy runs 44.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 41% bachelor's-or-above. 13,674 residents call 33037 home, typically aged 54. Median household income is $80,911, near the U.S. median near $78,000. Home values center near $683,000, an affordability ratio of 8.2× — stretched. There are about 10,568 housing units across 33037. DLRadar's demographic-stress index for the area reads 46/100. Rent burden reaches 41% of tenant households.

Taken together, 33037 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 5 distressed properties for 33037 — owner, address, APN, per-parcel score, bank exposure and exit read.