ZIP 33051 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 33051 (Monroe County, Florida) lands at 37/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (69/100)). Leading the profile are structural risk (80/100), construction/permit lag (76/100), institutional ownership (69/100). On the quiet end sit mortgage stress (32/100). Structural risk reads 80/100 against active distress of 9/100.

The peak-phase market in 33051 posted values that rose 0.6% over the year (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 72.9% — elevated. The poverty rate is 5.1% — low. Owners hold 70% of homes, renters 30%. Around 48% of adults hold a bachelor's degree or higher. A median home runs $919,800 here, or 8.8 times local income. The ZIP holds roughly 1,105 housing units. About 525 people live here, median age 66. The demographic-stress sub-score lands at 51/100. Median household income is $94,531, above the U.S. median near $78,000. Around 52% of renters are cost-burdened.

Taken together, 33051 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 1 distressed properties for 33051 — owner, address, APN, per-parcel score, bank exposure and exit read.

Because one deterministic model scores every ZIP, 33051's 37/100 can be lined up against any neighbor in Monroe County, Florida or any ZIP coast to coast. Where the public record is thin for 33051, the field stays empty rather than modeled, and fills in as new documents post.

Behind 33051's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 33051 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.