ZIP 33043 Property Distress & Foreclosure Data

DLRadar grades ZIP 33043 (Monroe County, Florida) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). mortgage stress (32/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 78/100 structural and 9/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 34.0% — elevated. Home values center near $638,000, an affordability ratio of 6.1×. 9.4% of residents fall below the poverty threshold. Around 61% of renters are cost-burdened. Median household income is $92,955, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 42/100. The ZIP holds roughly 2,972 housing units. Owners hold 83% of homes, renters 17%. Educational attainment sits at 27% bachelor's-or-above. 4,632 residents call 33043 home, typically aged 54.

Taken together, 33043 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.