ZIP 33036 Foreclosure, Tax-Lien & Distress Report

ZIP code 33036 in Monroe County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (80/100), construction/permit lag (76/100), institutional ownership (69/100). By contrast, mortgage stress (32/100) register low. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (69/100)). Latent structural risk is 80/100 while live distress already moving reads 9/100.

The peak-phase market in 33036 posted values that rose 0.6% over the year, and 62% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $88,214 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 49/100. The typical home is worth about $1,017,400 (11.3× income, severely stretched). There are about 3,635 housing units across 33036. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Owners hold 81% of homes, renters 19%. Rent burden reaches 31% of tenant households. About 3,632 people live here, median age 56. Educational attainment sits at 40% bachelor's-or-above. Vacancy runs 54.5%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 33036 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 2 individual distressed properties in 33036, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 33036's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 33036, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

33036's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 33036 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.