ZIP 33036 Property Distress & Foreclosure Data

Monroe County, Florida's ZIP 33036 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). On the quiet end sit mortgage stress (32/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (70/100)). The latent-versus-live split is 78/100 structural and 9/100 already moving.

The peak-phase market in 33036 posted values that held roughly flat over the year, and 62% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $88,214, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 49/100. The typical home is worth about $1,017,400 (11.3× income, severely stretched). The ZIP holds roughly 3,635 housing units. The poverty rate is 5.9% — low. 81% of housing is owner-occupied. Around 31% of renters are cost-burdened. Population is roughly 3,632 with a median age of 56. Around 40% of adults hold a bachelor's degree or higher. The vacancy rate is 54.5% — elevated.

On the whole, 33036 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 1 individual distressed properties in 33036, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.