ZIP 33050 Property Distress & Foreclosure Data

ZIP code 33050 in Monroe County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). By contrast, mortgage stress (32/100) register low. The latent-versus-live split is 78/100 structural and 9/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (70/100).

The market reads peak — home values held roughly flat year on year, and 11% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Around 45% of renters are cost-burdened. The vacancy rate is 41.6% — elevated. Households earn a median $83,243 — near the roughly $78,000 national figure. The tenure split is 60% owner-occupied to 40% rented. About 34% have a four-year degree. A median home runs $747,300 here, or 8.5 times local income. The ZIP holds roughly 7,323 housing units. On demographic stress specifically, 33050 scores 50/100. Roughly 11.7% live below the poverty line. About 10,586 people live here, median age 48.

Net-net, 33050 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 1 individual distressed properties in 33050, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.