ZIP 33050 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 33050 (Monroe County, Florida) at a moderate 35/100 for overall property distress. The pressure is most legible in structural risk (77/100), institutional ownership (72/100), construction/permit lag (51/100). mortgage stress (32/100) stay muted. The latent-versus-live split is 77/100 structural and 9/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (84/100).

The peak-phase market in 33050 posted values that rose 0.6% over the year, and 11% higher over three years, at 6/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 45% of tenant households. The vacancy rate is 41.6% — elevated. Households earn a median $83,243 — near the roughly $78,000 national figure. 60% of housing is owner-occupied. Educational attainment sits at 34% bachelor's-or-above. Home values center near $747,300, an affordability ratio of 8.5× — stretched. The ZIP holds roughly 7,323 housing units. DLRadar's demographic-stress index for the area reads 50/100. Roughly 11.7% live below the poverty line. Population is roughly 10,586 with a median age of 48.

Taken together, 33050 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 33050 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 33050 read uses the identical scoring model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 33050 stays directly comparable to neighboring ZIPs and the rest of Monroe County, Florida. Nothing here is interpolated — where a source is thin for 33050, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 33050's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 33050 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.