ZIP 33042 Property Distress & Foreclosure Data

In Monroe County, Florida, ZIP 33042 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 78/100 against active distress of 9/100. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (70/100)). Its standout signals are structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). On the quiet end sit mortgage stress (32/100).

The peak-phase market in 33042 posted values that held roughly flat over the year, and 8% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 4,757 housing units across 33042. Rent burden reaches 44% of tenant households. The typical home is worth about $856,500 (7.5× income, severely stretched). Vacancy runs 38.5%, above the national norm and a classic distress-and-opportunity signal. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 43/100. The poverty rate is 9.2%. Around 45% of adults hold a bachelor's degree or higher. Population is roughly 6,781 with a median age of 53. At $101,625, median income runs above typical U.S. levels.

On the whole, 33042 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 2 distressed properties for 33042 — owner, address, APN, per-parcel score, bank exposure and exit read.

36/100
Composite stress
78/100
Structural risk
9/100
Distress activity

Distress signal breakdown — ZIP 33042

Foreclosure activity0
Mortgage stress32
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 2 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Monroe County

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