ZIP 33070 Property Distress & Foreclosure Data

DLRadar grades ZIP 33070 (Monroe County, Florida) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). mortgage stress (32/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (70/100). On the structural side it scores 78/100, with 9/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 13% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

10.1% of residents fall below the poverty threshold. 5,614 residents call 33070 home, typically aged 53. The ZIP holds roughly 4,462 housing units. Owners hold 79% of homes, renters 21%. Educational attainment sits at 35% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 53/100. Around 72% of renters are cost-burdened. The vacancy rate is 44.0% — elevated. Median household income is $77,228, near the U.S. median near $78,000. Home values center near $732,800, an affordability ratio of 9.0× — stretched.

Taken together, 33070 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 4 individual distressed properties in 33070, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.