ZIP 33070 Foreclosure, Tax-Lien & Distress Report

In Monroe County, Florida, ZIP 33070 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (80/100), construction/permit lag (76/100), institutional ownership (69/100). mortgage stress (32/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (69/100). The split runs 80/100 structural to 9/100 active on the ground.

The market reads peak — home values rose 0.6% year on year, and 13% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

10.1% of residents fall below the poverty threshold. 5,614 residents call 33070 home, typically aged 53. There are about 4,462 housing units across 33070. 79% of housing is owner-occupied. Educational attainment sits at 35% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 53/100. Around 72% of renters are cost-burdened. Vacancy runs 44.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $77,228, near the U.S. median near $78,000. A median home runs $732,800 here, or 9.0 times local income.

Taken together, 33070 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 5 individual distressed properties in 33070, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Whether 33070 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 33070 can be compared directly against any other ZIP in Monroe County, Florida or nationwide. The score is rebuilt from public data as it updates, so 33070 reflects the current record instead of a stale or modeled snapshot.

33070's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 33070 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.