Monroe County, FL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Monroe County, Florida carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Coverage runs to 11 ZIPs across Monroe County, a moderate 37/100 average. ZIP-level distress ranges from 37/100 at the top down to 36/100. County-level credit and bank headwind reads 33/100.

The peak-phase county posted home values that rose 0.6% over twelve months, at 6/100 phase confidence. With pricing topped out, distress turns selective — the edge is parcel by parcel.

With Monroe County flat at +0.6% YoY (6/100 confidence), the discount lives in outliers well beyond the county average. A steady 33/100 bank reading points the search to tax delinquency, probate and liens.

Distress concentrates in ZIP 33001 (37/100), ZIP 33034 (37/100), ZIP 33036 (37/100), ZIP 33037 (37/100), ZIP 33040 (37/100), ZIP 33042 (37/100) — drill into any for the parcel-level read. The breakdown continues through 33043, 33050, 33051, 33070, 34141 and more.

Underneath the scores, the Monroe County ZIPs on file come in at median home values around $745,660 (above the national figure), an owner-occupied share of 65%, vacancy near 39.8%, 12% of households below the poverty line, a median age of 49.8, a median household income near $75,162 (near the US norm). Income, equity and tenure like these frame the kind of distress to expect and the buyer pool on exit.

All in at 37/100 over 11 ZIPs, the edge is selective acquisition — work it parcel by parcel. Unlock Monroe County to see every parcel's owner and contact detail, APN, a distress reading, the lender on title and exit timing.

Whether Monroe County, Florida carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Monroe County can be compared directly against any county in the country.

Approach Monroe County by rank rather than by average — the 37/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Monroe County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

The ZIP breakdown for Monroe County leads with 33001 (37/100), 33034 (37/100), 33036 (37/100), 33037 (37/100), 33040 (37/100), 33042 (37/100). DLRadar also scores 33043, 33050, 33051, 33070, 34141 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Monroe County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.