ZIP 33001 Foreclosure, Tax-Lien & Distress Report

Monroe County, Florida's ZIP 33001 registers 37/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (69/100). Latent structural risk is 80/100 while live distress already moving reads 0/100. Its standout signals are structural risk (80/100), construction/permit lag (76/100), institutional ownership (69/100).

The market reads peak — home values rose 0.6% year on year (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 600 housing units. Around 29% of adults hold a bachelor's degree or higher. 69% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 54/100. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 254 with a median age of 59. Around 38% of renters are cost-burdened. The vacancy rate is 78.6% — elevated. Households earn a median $60,750 — below the roughly $78,000 national figure. Home values center near $703,100, an affordability ratio of 9.9× — stretched.

Net-net, 33001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 33001 at the moment; the composite and its components are still built from verifiable public records.

Whether 33001 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 33001 can be compared directly against any other ZIP in Monroe County, Florida or nationwide. Where the public record is thin for 33001, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 for 33001 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 33001 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.