Northampton County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Northampton County, North Carolina? DLRadar grades every Northampton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Northampton County breakdown.
- Northampton County's most distressed ZIP is 27855 at 26/100.
- 13 ZIP codes tracked in Northampton County, averaging 22/100 distress.
- Northampton County reads peak — home values up 1.9% year over year.
- Vacancy runs 22.2% across Northampton County's tracked ZIPs, with a 17.2% poverty rate.
- The typical Northampton County home is worth about $145,467 against a ~$50,454 median income.
- Lending headwind in Northampton County sits at 78/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27855 | 26/100 |
| 2 | 27897 | 23/100 |
| 3 | 27820 | 22/100 |
| 4 | 27831 | 22/100 |
| 5 | 27832 | 22/100 |
| 6 | 27845 | 22/100 |
| 7 | 27853 | 22/100 |
| 8 | 27862 | 22/100 |
| 9 | 27866 | 22/100 |
| 10 | 27869 | 22/100 |
| 11 | 27876 | 22/100 |
| 12 | 27877 | 22/100 |
Most distressed ZIP codes in Northampton County (composite distress 0-100, 2026)
What is driving Northampton County distress
Nothing here is estimated: Northampton County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Northampton County market phase and pricing
DLRadar places Northampton County in peak; prices moved up 1.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Northampton County
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Frequently asked questions
Which part of Northampton County, NC scores highest for distress?
ZIP 27855 leads Northampton County at 26/100, recomputed monthly from public records.
Which phase does Northampton County sit in right now?
Northampton County is classified peak with a 1.9% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Northampton County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Northampton County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Northampton County ZIP codes?
A county average hides the spread. Across the Northampton County ZIPs DLRadar ranks, scores run from 26/100 in 27855 down to 22/100 in 27877, against a Northampton County average of 22/100. The 4-point range is the argument for ZIP-level search across Northampton County.
What do Northampton County home values and vacancy say about distressed supply?
The typical Northampton County home carries about $145,467 of value against a median household income near $50,454. Vacancy across Northampton County's tracked ZIPs runs 22.2% and the poverty rate is 17.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Northampton County's foreclosure and lien filings and its 78/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.