Northampton County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Northampton County, NC distress report, 2026: 13 ZIPs scored in Northampton, NC, Northampton, NC average 23/100; the top Northampton, NC ZIP is 27855 at 27/100; Northampton, NC market phase peak, Northampton, NC prices +1.9% year over year.
- Northampton, NC ranks #69 nationally (opportunity index); Northampton, NC #2 in North Carolina; Northampton, NC index 38.0.
- Northampton, NC: no CFPB county sample; Northampton, NC non-metro area reading 1.3%.
- Northampton, NC ZIP phases: 13 peak.
- Northampton, NC residential listings tracked: 7 across 12 ZIPs; Northampton, NC candidate listings 5.
- Northampton, NC HUD assisted properties: 3 with 57 units.
- Northampton, NC lenders on watch: 1; largest Northampton, NC footprint Southern Bank&Trust Co (1 branch).
- Northampton, NC most distressed ZIP: 27855 at 27/100.
Northampton, NC figures: DLRadar distress index; Northampton, NC inputs: CFPB, FHFA, HUD, FDIC; Northampton, NC rebuilt as sources refresh.
| Rank | Northampton, NC ZIP | Score |
|---|---|---|
| 1 | 27855 | 27/100 |
| 2 | 27820 | 23/100 |
| 3 | 27831 | 23/100 |
| 4 | 27832 | 23/100 |
| 5 | 27845 | 23/100 |
| 6 | 27853 | 23/100 |
| 7 | 27862 | 23/100 |
| 8 | 27866 | 23/100 |
| 9 | 27869 | 23/100 |
| 10 | 27876 | 23/100 |
| 11 | 27877 | 23/100 |
| 12 | 27897 | 23/100 |
Most distressed Northampton, NC ZIPs (0-100, 2026)
Mortgage delinquency around Northampton, NC
No CFPB county sample covers Northampton, NC; the non-metro area reading for Northampton, NC: 1.3% ninety-plus; Northampton, NC area thirty-to-eighty-nine 3.4% (December 2025, Northampton, NC); North Carolina overall 0.9%.
Opportunity index: Northampton, NC
Northampton, NC index 38.0, Northampton, NC phase overheated; Northampton, NC primary driver vacancy, Northampton, NC second driver construction. Northampton, NC components: property stress 37.7, foreclosure pressure 43.0, listing discounts 27.1, bank stress 41.5, insurance 0.0; Northampton, NC pulse 43.2; Northampton, NC capital opportunity 30.1; Northampton, NC seven-day change -0.6%.
ZIP market phases inside Northampton, NC
13 Northampton, NC ZIPs carry a price-cycle phase; Northampton, NC ZIPs by phase (Northampton, NC), deepest drawdown first: peak, +1.9% YoY (Northampton, NC): 27820, 27831, 27832, 27845, Northampton, NC 27853, 27862, 27866, 27869, Northampton, NC 27876, 27877; peak, +2.0% YoY (Northampton, NC): 27842; peak, +2.6% YoY (Northampton, NC): 27855; peak, +2.1% YoY (Northampton, NC): 27897.
Residential listings by Northampton, NC ZIP
Northampton, NC ZIPs with the most tracked Northampton, NC residential listings: 27831 2 listings, 0 candidates, bank pressure 69; 27842 2 listings, 2 candidates, bank pressure 67; 27866 1 listings, 1 candidates, bank pressure 69; 27869 1 listings, 1 candidates, bank pressure 69 (Northampton, NC); 27876 1 listings, 1 candidates, bank pressure 69; 27820 0 listings, 0 candidates, bank pressure 69; 27832 0 listings, 0 candidates, bank pressure 69; 27845 0 listings, 0 candidates, bank pressure 69. Northampton, NC totals: 7 listings; Northampton, NC candidates 5; active ZIPs 1.
HUD assisted housing in Northampton, NC
3 assisted properties with 57 units sit in Northampton, NC; largest Northampton, NC properties: Conway Village Apts (Conway) 32 units, 32 assisted; Hampton Woods I (Jackson) 15 units, 15 assisted; Hampton Woods Ii (Jackson) 10 units, 10 assisted in Northampton, NC.
Lenders with branches in Northampton, NC
Northampton, NC lenders by branch count: Southern Bank&Trust Co (Northampton, NC): stress 69, 1 branch moderate in Northampton, NC.
Vacancy and permits, Northampton, NC
2,784 of 10,641 Northampton, NC housing units are vacant; Northampton, NC permits, twelve months: 0 multifamily units in Northampton, NC, 12 one-to-four unit units.
Work Northampton, NC at the parcel level
Every Northampton, NC parcel carries owner and address; every Northampton, NC parcel carries APN; Northampton, NC distress scores sit on the Northampton, NC live board.
Northampton, NC figures refresh with each source.
Northampton, NC questions
Most distressed ZIP code in Northampton County, NC?
ZIP 27855 leads Northampton, NC at 27/100; next in Northampton, NC: 27820 at 23/100; the Northampton, NC average is 23/100.
Where does Northampton County, NC rank for investment opportunity?
Northampton, NC is #69 among all ranked counties, #2 in North Carolina; the Northampton, NC driver is vacancy; Northampton, NC moved up 10 places.
How many mortgages are delinquent in Northampton County, NC?
Northampton, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Northampton, NC.
Which banks lend in Northampton County, NC?
1 watched lenders hold Northampton, NC branches; the largest Northampton, NC footprints are Southern Bank&Trust Co (1).
More on Northampton, NC
Northampton County, NC distress report: public-record figures for Northampton, NC; not legal advice for Northampton, NC; not tax or investment advice; verify every Northampton, NC record before acting.