Potter County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Potter County, Texas? DLRadar grades every Potter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Potter County breakdown.
- Potter County's most distressed ZIP is 79101 at 26/100.
- 17 ZIP codes tracked in Potter County, averaging 23/100 distress.
- Potter County reads peak — home values up 2.7% year over year, 0.7% off peak.
- Vacancy runs 13% across Potter County's tracked ZIPs, with a 14.5% poverty rate.
- The typical Potter County home is worth about $182,414 against a ~$63,958 median income.
- Lending headwind in Potter County sits at 5/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79101 | 26/100 |
| 2 | 79102 | 26/100 |
| 3 | 79103 | 26/100 |
| 4 | 79104 | 26/100 |
| 5 | 79106 | 26/100 |
| 6 | 79107 | 26/100 |
| 7 | 79108 | 26/100 |
| 8 | 79111 | 26/100 |
| 9 | 79124 | 26/100 |
| 10 | 79109 | 25/100 |
| 11 | 79121 | 25/100 |
| 12 | 79058 | 24/100 |
Most distressed ZIP codes in Potter County (composite distress 0-100, 2026)
What is driving Potter County distress
The Potter County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 23/100 ZIP average. No proprietary or modelled inputs enter the score.
Potter County market phase and pricing
The cycle in Potter County is peak, with values up 2.7% year over year and 0.7% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Potter County
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What people ask
What is the hardest-hit ZIP in Potter County?
ZIP 79101 leads Potter County at 26/100, recomputed monthly from public records.
What stage of the price cycle is Potter County at?
FHFA price-index movement places Potter County in peak; prices are up 2.7% over twelve months.
What are the sources behind these Potter County numbers?
Every Potter County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 17 Potter County ZIP codes that it runs on every other U.S. county, so Potter County's numbers are directly comparable to any other market.
How much do distress scores vary between Potter County ZIP codes?
One county number flattens a wide range. Across the Potter County ZIPs DLRadar ranks, scores run from 26/100 in 79101 down to 24/100 in 79058, against a Potter County average of 23/100. Because the gap runs to 2 points, Potter County rewards ZIP-level precision.
What do Potter County home values and vacancy say about distressed supply?
The typical Potter County home carries about $182,414 of value against a median household income near $63,958. Vacancy across Potter County's tracked ZIPs runs 13% and the poverty rate is 14.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Potter County's foreclosure and tax-lien filings and its 5/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.