Potter County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Potter County, TX distress report, 2026: 17 ZIPs scored in Potter, TX, Potter, TX average 24/100; the top Potter, TX ZIP is 79101 at 28/100; Potter, TX market phase peak, Potter, TX prices +2.7% year over year.
- Potter, TX ranks #964 nationally (opportunity index); Potter, TX #107 in Texas; Potter, TX index 31.3.
- Potter, TX: no CFPB county sample; Potter, TX metro area reading 0.9%.
- Potter, TX ZIP phases: 17 peak.
- Potter, TX residential listings tracked: 33 across 11 ZIPs; Potter, TX candidate listings 5.
- Potter, TX HUD assisted properties: 7 with 980 units.
- Potter, TX lenders on watch: 8; largest Potter, TX footprint Amarillo National Bank (11 branches).
- Potter, TX most distressed ZIP: 79101 at 28/100.
Potter, TX figures: DLRadar distress index; Potter, TX inputs: CFPB, FHFA, HUD, FDIC; Potter, TX rebuilt as sources refresh.
| Rank | Potter, TX ZIP | Score |
|---|---|---|
| 1 | 79101 | 28/100 |
| 2 | 79102 | 28/100 |
| 3 | 79104 | 28/100 |
| 4 | 79106 | 28/100 |
| 5 | 79107 | 28/100 |
| 6 | 79108 | 28/100 |
| 7 | 79111 | 28/100 |
| 8 | 79124 | 28/100 |
| 9 | 79103 | 27/100 |
| 10 | 79109 | 26/100 |
| 11 | 79058 | 25/100 |
| 12 | 79121 | 25/100 |
Most distressed Potter, TX ZIPs (0-100, 2026)
Mortgage delinquency around Potter, TX
No CFPB county sample covers Potter, TX; the metro area reading for Potter, TX (Amarillo, TX): 0.9% ninety-plus; Potter, TX area thirty-to-eighty-nine 3.6% (December 2025, Potter, TX); Texas overall 1.2%.
Opportunity index: Potter, TX
Potter, TX index 31.3, Potter, TX phase watchlist; Potter, TX primary driver vacancy, Potter, TX second driver bank institutional. Potter, TX components: property stress 18.2, foreclosure pressure 18.2, listing discounts 42.5, bank stress 53.9, insurance 0.0; Potter, TX pulse 32.5; Potter, TX capital opportunity 29.9; Potter, TX seven-day change -0.2%.
ZIP market phases inside Potter, TX
17 Potter, TX ZIPs carry a price-cycle phase; Potter, TX ZIPs by phase (Potter, TX), deepest drawdown first: peak, +2.7% YoY, 0.7% off peak (Potter, TX): 79010, 79068, 79101, 79102, Potter, TX 79103, 79104, 79106, 79107, Potter, TX 79108, 79109, 79111, 79118, Potter, TX 79121, 79124; peak, +2.1% YoY, 0.5% off peak (Potter, TX): 79058, 79036.
Residential listings by Potter, TX ZIP
Potter, TX ZIPs with the most tracked Potter, TX residential listings: 79107 10 listings, 0 candidates, bank pressure 57; 79106 9 listings, 1 candidates, bank pressure 56; 79124 5 listings, 2 candidates, bank pressure 56; 79102 4 listings, 2 candidates, bank pressure 57 (Potter, TX); 79101 2 listings, 0 candidates, bank pressure 57; 79108 2 listings, 0 candidates, bank pressure 55; 79103 1 listings, 0 candidates, bank pressure 56; 79010 0 listings, 0 candidates, bank pressure 55. Potter, TX totals: 33 listings; Potter, TX candidates 5; active ZIPs 3.
HUD assisted housing in Potter, TX
7 assisted properties with 980 units sit in Potter, TX; largest Potter, TX properties: River Falls Apartments (Amarillo) 288 units; Renaissance Of Amarillo (Amarillo) 224 units; Greentree Village Apartments (Amarillo) 160 units in Potter, TX; Canterbury Apartments (Amarillo) 95 units; Northwest Village (Amarillo) 94 units, 93 assisted; Bivins Village Phase Ii (Amarillo) 60 units, 60 assisted.
Lenders with branches in Potter, TX
Potter, TX lenders by branch count: Amarillo National Bank (Potter, TX): stress 53, 11 branches low in Potter, TX; Firstbank Southwest (Potter, TX): stress 66, 3 branches low in Potter, TX; Herring Bank (Potter, TX): stress 85, 2 branches low in Potter, TX; First National Bank Texas (Potter, TX): stress 77, 1 branch low in Potter, TX; Woodforest National Bank (Potter, TX): stress 54, 1 branch low in Potter, TX; First State Bank (Potter, TX): stress 46, 1 branch low in Potter, TX; Boc Bank (Potter, TX): stress 41, 1 branch low in Potter, TX; Bank19 (Potter, TX): stress 32, 1 branch low in Potter, TX.
Vacancy and permits, Potter, TX
6,809 of 49,390 Potter, TX housing units are vacant; Potter, TX permits, twelve months: 505 multifamily units in Potter, TX, 723 one-to-four unit units.
Work Potter, TX at the parcel level
Every Potter, TX parcel carries owner and address; every Potter, TX parcel carries APN; Potter, TX distress scores sit on the Potter, TX live board.
Potter, TX figures refresh with each source.
Potter, TX questions
Most distressed ZIP code in Potter County, TX?
ZIP 79101 leads Potter, TX at 28/100; next in Potter, TX: 79102 at 28/100; the Potter, TX average is 24/100.
Where does Potter County, TX rank for investment opportunity?
Potter, TX is #964 among all ranked counties, #107 in Texas; the Potter, TX driver is vacancy; Potter, TX moved up 720 places.
How many mortgages are delinquent in Potter County, TX?
Potter, TX takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Potter, TX.
Which banks lend in Potter County, TX?
8 watched lenders hold Potter, TX branches; the largest Potter, TX footprints are Amarillo National Bank (11), Firstbank Southwest (3), Herring Bank (2).
More on Potter, TX
Potter County, TX distress report: public-record figures for Potter, TX; not legal advice for Potter, TX; not tax or investment advice; verify every Potter, TX record before acting.