Randall County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Randall County, TX distress report, 2026: 15 ZIPs scored in Randall, TX, Randall, TX average 22/100; the top Randall, TX ZIP is 79106 at 28/100; Randall, TX market phase peak, Randall, TX prices +2.7% year over year.
- Randall, TX ranks #2,342 nationally (opportunity index); Randall, TX #214 in Texas; Randall, TX index 26.5.
- Randall, TX ninety-day mortgage delinquency 0.8% in December 2025; Randall, TX twelve-month change +0.5%.
- Randall, TX ZIP phases: 15 peak.
- Randall, TX residential listings tracked: 29 across 10 ZIPs; Randall, TX candidate listings 2.
- Randall, TX HUD assisted properties: 4 with 812 units.
- Randall, TX lenders on watch: 8; largest Randall, TX footprint Amarillo National Bank (5 branches).
- Randall, TX most distressed ZIP: 79106 at 28/100.
Randall, TX figures: DLRadar distress index; Randall, TX inputs: CFPB, FHFA, HUD, FDIC; Randall, TX rebuilt as sources refresh.
| Rank | Randall, TX ZIP | Score |
|---|---|---|
| 1 | 79106 | 28/100 |
| 2 | 79124 | 28/100 |
| 3 | 79103 | 27/100 |
| 4 | 79109 | 26/100 |
| 5 | 79121 | 25/100 |
| 6 | 79012 | 24/100 |
| 7 | 79015 | 24/100 |
| 8 | 79016 | 24/100 |
| 9 | 79091 | 24/100 |
| 10 | 79110 | 24/100 |
| 11 | 79118 | 24/100 |
| 12 | 79119 | 24/100 |
Most distressed Randall, TX ZIPs (0-100, 2026)
Mortgage delinquency in Randall, TX
0.8% of Randall, TX mortgages were ninety-plus days late (Randall, TX, December 2025); Randall, TX thirty-to-eighty-nine days late: 3.8%; Randall, TX twelve-month change +0.5%; Randall, TX peak since 2008: 2.6% (May 2010); Texas overall 1.2%. Randall, TX ninety-day series: Dec 24 0.3, Jan 25 0.5, Feb 25 0.7 (Randall, TX), Mar 25 0.6, Apr 25 0.5, May 25 0.5 (Randall, TX), Jun 25 0.4, Jul 25 0.2, Aug 25 0.6 (Randall, TX), Sep 25 0.2, Oct 25 0.5, Nov 25 0.8 (Randall, TX), Dec 25 0.8.
Opportunity index: Randall, TX
Randall, TX index 26.5, Randall, TX phase weak; Randall, TX primary driver bank institutional, Randall, TX second driver vacancy. Randall, TX components: property stress 15.1, foreclosure pressure 14.8, listing discounts 32.9, bank stress 55.4, insurance 0.0; Randall, TX pulse 27.4; Randall, TX capital opportunity 25.1; Randall, TX seven-day change +0.1%.
ZIP market phases inside Randall, TX
15 Randall, TX ZIPs carry a price-cycle phase; Randall, TX ZIPs by phase (Randall, TX), deepest drawdown first: peak, +2.7% YoY, 0.7% off peak (Randall, TX): 79012, 79015, 79016, 79019, Randall, TX 79091, 79103, 79106, 79109, Randall, TX 79110, 79118, 79119, 79121, Randall, TX 79124; peak, +2.4% YoY, 0.4% off peak (Randall, TX): 79042; peak, +1.9% YoY, 0.4% off peak (Randall, TX): 79098.
Residential listings by Randall, TX ZIP
Randall, TX ZIPs with the most tracked Randall, TX residential listings: 79109 17 listings, 2 candidates, bank pressure 56; 79118 4 listings, 0 candidates, bank pressure 56; 79119 4 listings, 0 candidates, bank pressure 56; 79110 2 listings, 0 candidates, bank pressure 56 (Randall, TX); 79121 2 listings, 0 candidates, bank pressure 56; 79012 0 listings, 0 candidates, bank pressure 56; 79015 0 listings, 0 candidates, bank pressure 56; 79016 0 listings, 0 candidates, bank pressure 56. Randall, TX totals: 29 listings; Randall, TX candidates 2; active ZIPs 5.
HUD assisted housing in Randall, TX
4 assisted properties with 812 units sit in Randall, TX; largest Randall, TX properties: The Eddison (Amarillo) 328 units; Ridgewood Apartments (Amarillo) 240 units; Silver Oak Apts. (Amarillo) 240 units in Randall, TX; Community Options Amarillo (Amarillo) 4 units, 3 assisted.
Lenders with branches in Randall, TX
Randall, TX lenders by branch count: Amarillo National Bank (Randall, TX): stress 53, 5 branches low in Randall, TX; Firstbank Southwest (Randall, TX): stress 66, 4 branches low in Randall, TX; First United Bank (Randall, TX): stress 48, 3 branches low in Randall, TX; Prosperity Bank (Randall, TX): stress 33, 2 branches low in Randall, TX; First National Bank Texas (Randall, TX): stress 77, 1 branch low in Randall, TX; Interstate Bank (Randall, TX): stress 76, 1 branch low in Randall, TX; Wellington State Bank (Randall, TX): stress 73, 1 branch low in Randall, TX; Western Bank (Randall, TX): stress 58, 1 branch low in Randall, TX.
Vacancy and permits, Randall, TX
4,870 of 61,677 Randall, TX housing units are vacant; Randall, TX permits, twelve months: 4 multifamily units in Randall, TX, 111 one-to-four unit units.
Work Randall, TX at the parcel level
Every Randall, TX parcel carries owner and address; every Randall, TX parcel carries APN; Randall, TX distress scores sit on the Randall, TX live board.
Randall, TX figures refresh with each source.
Randall, TX questions
Most distressed ZIP code in Randall County, TX?
ZIP 79106 leads Randall, TX at 28/100; next in Randall, TX: 79124 at 28/100; the Randall, TX average is 22/100.
Where does Randall County, TX rank for investment opportunity?
Randall, TX is #2,342 among all ranked counties, #214 in Texas; the Randall, TX driver is bank institutional; Randall, TX moved up 436 places.
How many mortgages are delinquent in Randall County, TX?
0.8% of Randall, TX mortgages were ninety-plus days late in December 2025; the Randall, TX peak since 2008 was 2.6%.
Which banks lend in Randall County, TX?
8 watched lenders hold Randall, TX branches; the largest Randall, TX footprints are Amarillo National Bank (5), Firstbank Southwest (4), First United Bank (3).
More on Randall, TX
Randall County, TX distress report: public-record figures for Randall, TX; not legal advice for Randall, TX; not tax or investment advice; verify every Randall, TX record before acting.