Russell County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Russell County, AL distress report, 2026: 13 ZIPs scored in Russell, AL, Russell, AL average 26/100; the top Russell, AL ZIP is 36851 at 27/100; Russell, AL market phase peak, Russell, AL prices +1.6% year over year.
- Russell, AL ranks #1,225 nationally (opportunity index); Russell, AL #44 in Alabama; Russell, AL index 30.4.
- Russell, AL: no CFPB county sample; Russell, AL metro area reading 1.0%.
- Russell, AL ZIP phases: 13 peak.
- Russell, AL residential listings tracked: 19 across 8 ZIPs; Russell, AL candidate listings 4.
- Russell, AL HUD assisted properties: 7 with 914 units.
- Russell, AL lenders on watch: 2; largest Russell, AL footprint Phenix-Girard Bank (3 branches).
- Russell, AL most distressed ZIP: 36851 at 27/100.
Russell, AL figures: DLRadar distress index; Russell, AL inputs: CFPB, FHFA, HUD, FDIC; Russell, AL rebuilt as sources refresh.
| Rank | Russell, AL ZIP | Score |
|---|---|---|
| 1 | 36851 | 27/100 |
| 2 | 36856 | 27/100 |
| 3 | 36858 | 27/100 |
| 4 | 36869 | 27/100 |
| 5 | 36871 | 27/100 |
| 6 | 36875 | 27/100 |
| 7 | 36877 | 27/100 |
| 8 | 36870 | 26/100 |
| 9 | 36874 | 26/100 |
| 10 | 36804 | 25/100 |
| 11 | 36867 | 25/100 |
| 12 | 36860 | 23/100 |
Most distressed Russell, AL ZIPs (0-100, 2026)
Mortgage delinquency around Russell, AL
No CFPB county sample covers Russell, AL; the metro area reading for Russell, AL (Columbus, GA-AL): 1.0% ninety-plus; Russell, AL area thirty-to-eighty-nine 3.5% (December 2025, Russell, AL); Alabama overall 1.1%.
Opportunity index: Russell, AL
Russell, AL index 30.4, Russell, AL phase watchlist; Russell, AL primary driver vacancy, Russell, AL second driver bank institutional. Russell, AL components: property stress 22.7, foreclosure pressure 21.0, listing discounts 38.2, bank stress 40.6, insurance 0.0; Russell, AL pulse 29.6; Russell, AL capital opportunity 31.7.
ZIP market phases inside Russell, AL
13 Russell, AL ZIPs carry a price-cycle phase; Russell, AL ZIPs by phase (Russell, AL), deepest drawdown first: peak, +1.6% YoY, 1.6% off peak (Russell, AL): 36851, 36856, 36858, 36869, Russell, AL 36871, 36875; peak, +1.3% YoY, 1.1% off peak (Russell, AL): 36867; peak, +2.1% YoY, 1.0% off peak (Russell, AL): 36860; peak, +1.2% YoY, 0.6% off peak (Russell, AL): 36870; peak, +2.9% YoY, 0.3% off peak (Russell, AL): 36027; peak, +1.0% YoY, 0.2% off peak (Russell, AL): 36804; peak, +1.0% YoY, 0.1% off peak (Russell, AL): 36874; peak, +0.9% YoY, 0.0% off peak (Russell, AL): 36877.
Residential listings by Russell, AL ZIP
Russell, AL ZIPs with the most tracked Russell, AL residential listings: 36869 12 listings, 1 candidates, bank pressure 67; 36867 3 listings, 1 candidates, bank pressure 64; 36875 2 listings, 0 candidates, bank pressure 67; 36856 1 listings, 1 candidates, bank pressure 67 (Russell, AL); 36871 1 listings, 1 candidates, bank pressure 67; 36851 0 listings, 0 candidates, bank pressure 67; 36858 0 listings, 0 candidates, bank pressure 67; 36860 0 listings, 0 candidates, bank pressure 70. Russell, AL totals: 19 listings; Russell, AL candidates 4; active ZIPs 1.
HUD assisted housing in Russell, AL
7 assisted properties with 914 units sit in Russell, AL; largest Russell, AL properties: Rock Island Ridges At Riverchase (Phenix City) 346 units; The Garden On Stadium Apartments (Phenix City) 190 units; Post Ridge Apartments (Phenix City) 152 units in Russell, AL; Edmond Estates (Phenix City) 120 units, 56 assisted; Richmond Park Apartments (Phenix City) 56 units; Tubman Gardens, Inc. (Phenix City) 50 units, 50 assisted.
Lenders with branches in Russell, AL
Russell, AL lenders by branch count: Phenix-Girard Bank (Russell, AL): stress 80, 3 branches low in Russell, AL; Regions Bank (Russell, AL): stress 57, 2 branches low in Russell, AL.
Vacancy and permits, Russell, AL
3,773 of 27,711 Russell, AL housing units are vacant; Russell, AL permits, twelve months: 0 multifamily units in Russell, AL, 163 one-to-four unit units.
Work Russell, AL at the parcel level
Every Russell, AL parcel carries owner and address; every Russell, AL parcel carries APN; Russell, AL distress scores sit on the Russell, AL live board.
Russell, AL figures refresh with each source.
Russell, AL questions
Most distressed ZIP code in Russell County, AL?
ZIP 36851 leads Russell, AL at 27/100; next in Russell, AL: 36856 at 27/100; the Russell, AL average is 26/100.
Where does Russell County, AL rank for investment opportunity?
Russell, AL is #1,225 among all ranked counties, #44 in Alabama; the Russell, AL driver is vacancy; Russell, AL moved up 1,113 places.
How many mortgages are delinquent in Russell County, AL?
Russell, AL takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Russell, AL.
Which banks lend in Russell County, AL?
2 watched lenders hold Russell, AL branches; the largest Russell, AL footprints are Phenix-Girard Bank (3), Regions Bank (2).
More on Russell, AL
Russell County, AL distress report: public-record figures for Russell, AL; not legal advice for Russell, AL; not tax or investment advice; verify every Russell, AL record before acting.