St. Charles County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
St. Charles County, LA distress report, 2026: 10 ZIPs scored in St. Charles, LA, St. Charles, LA average 33/100; the top St. Charles, LA ZIP is 70068 at 38/100; St. Charles, LA market phase peak, St. Charles, LA prices +1.7% year over year.
- St. Charles, LA ranks #608 nationally (opportunity index); St. Charles, LA #46 in Louisiana; St. Charles, LA index 32.8.
- St. Charles, LA: no CFPB county sample; St. Charles, LA metro area reading 2.2%.
- St. Charles, LA ZIP phases: 10 peak.
- St. Charles, LA residential listings tracked: 47 across 9 ZIPs; St. Charles, LA candidate listings 28.
- St. Charles, LA lenders on watch: 2; largest St. Charles, LA footprint First American Bank&Trust (5 branches).
- St. Charles, LA most distressed ZIP: 70068 at 38/100.
St. Charles, LA figures: DLRadar distress index; St. Charles, LA inputs: CFPB, FHFA, HUD, FDIC; St. Charles, LA rebuilt as sources refresh.
| Rank | St. Charles, LA ZIP | Score |
|---|---|---|
| 1 | 70068 | 38/100 |
| 2 | 70030 | 33/100 |
| 3 | 70031 | 32/100 |
| 4 | 70039 | 32/100 |
| 5 | 70047 | 32/100 |
| 6 | 70057 | 32/100 |
| 7 | 70070 | 32/100 |
| 8 | 70079 | 32/100 |
| 9 | 70080 | 32/100 |
| 10 | 70087 | 32/100 |
Most distressed St. Charles, LA ZIPs (0-100, 2026)
Mortgage delinquency around St. Charles, LA
No CFPB county sample covers St. Charles, LA; the metro area reading for St. Charles, LA (New Orleans-Metairie, LA): 2.2% ninety-plus; St. Charles, LA area thirty-to-eighty-nine 4.3% (December 2025, St. Charles, LA); Louisiana overall 2.1%.
Opportunity index: St. Charles, LA
St. Charles, LA index 32.8, St. Charles, LA phase peak_opportunity; St. Charles, LA primary driver bank institutional, St. Charles, LA second driver vacancy. St. Charles, LA components: property stress 24.6, foreclosure pressure 24.9, listing discounts 41.8, bank stress 56.6, insurance 0.0; St. Charles, LA pulse 34.4; St. Charles, LA capital opportunity 30.4; St. Charles, LA seven-day change +1.0%.
ZIP market phases inside St. Charles, LA
10 St. Charles, LA ZIPs carry a price-cycle phase; St. Charles, LA ZIPs by phase (St. Charles, LA), deepest drawdown first: peak, +1.3% YoY, 1.1% off peak (St. Charles, LA): 70030; peak, +1.7% YoY, 1.0% off peak (St. Charles, LA): 70031, 70039, 70047, 70057, St. Charles, LA 70068, 70070, 70079, 70080, St. Charles, LA 70087.
Residential listings by St. Charles, LA ZIP
St. Charles, LA ZIPs with the most tracked St. Charles, LA residential listings: 70070 15 listings, 8 candidates, bank pressure 53; 70047 13 listings, 6 candidates, bank pressure 53; 70087 7 listings, 4 candidates, bank pressure 53; 70057 5 listings, 4 candidates, bank pressure 53 (St. Charles, LA); 70031 3 listings, 3 candidates, bank pressure 53; 70039 2 listings, 2 candidates, bank pressure 53; 70079 2 listings, 1 candidates, bank pressure 53; 70030 0 listings, 0 candidates, bank pressure 55. St. Charles, LA totals: 47 listings; St. Charles, LA candidates 28; active ZIPs 7.
Lenders with branches in St. Charles, LA
St. Charles, LA lenders by branch count: First American Bank&Trust (St. Charles, LA): stress 62, 5 branches low in St. Charles, LA; First National Bank Usa (St. Charles, LA): stress 44, 1 branch low in St. Charles, LA.
Vacancy and permits, St. Charles, LA
2,086 of 20,694 St. Charles, LA housing units are vacant; St. Charles, LA permits, twelve months: 0 multifamily units in St. Charles, LA, 108 one-to-four unit units.
Work St. Charles, LA at the parcel level
Every St. Charles, LA parcel carries owner and address; every St. Charles, LA parcel carries APN; St. Charles, LA distress scores sit on the St. Charles, LA live board.
St. Charles, LA figures refresh with each source.
St. Charles, LA questions
Most distressed ZIP code in St. Charles County, LA?
ZIP 70068 leads St. Charles, LA at 38/100; next in St. Charles, LA: 70030 at 33/100; the St. Charles, LA average is 33/100.
Where does St. Charles County, LA rank for investment opportunity?
St. Charles, LA is #608 among all ranked counties, #46 in Louisiana; the St. Charles, LA driver is bank institutional; St. Charles, LA moved up 635 places.
How many mortgages are delinquent in St. Charles County, LA?
St. Charles, LA takes the metro area reading of 2.2% for December 2025; no CFPB county sample covers St. Charles, LA.
Which banks lend in St. Charles County, LA?
2 watched lenders hold St. Charles, LA branches; the largest St. Charles, LA footprints are First American Bank&Trust (5), First National Bank Usa (1).
More on St. Charles, LA
St. Charles County, LA distress report: public-record figures for St. Charles, LA; not legal advice for St. Charles, LA; not tax or investment advice; verify every St. Charles, LA record before acting.