Talladega County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Talladega County, Alabama? DLRadar grades every Talladega County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Talladega County breakdown.
- Talladega County's most distressed ZIP is 36203 at 33/100.
- 12 ZIP codes tracked in Talladega County, averaging 29/100 distress.
- Talladega County reads peak — home values up 3.2% year over year.
- Vacancy runs 15.7% across Talladega County's tracked ZIPs, with a 18.2% poverty rate.
- The typical Talladega County home is worth about $142,530 against a ~$56,719 median income.
- Lending headwind in Talladega County sits at 29/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36203 | 33/100 |
| 2 | 36260 | 32/100 |
| 3 | 35014 | 31/100 |
| 4 | 35032 | 31/100 |
| 5 | 35044 | 31/100 |
| 6 | 35096 | 31/100 |
| 7 | 35149 | 31/100 |
| 8 | 35150 | 30/100 |
| 9 | 36268 | 29/100 |
| 10 | 35160 | 27/100 |
| 11 | 35151 | 23/100 |
| 12 | 35072 | 16/100 |
Most distressed ZIP codes in Talladega County (composite distress 0-100, 2026)
What is driving Talladega County distress
Talladega County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Talladega County market phase and pricing
Phase for Talladega County: peak (+3.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Talladega County
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What people ask
Which part of Talladega County, AL scores highest for distress?
ZIP 36203 leads Talladega County at 33/100, recomputed monthly from public records.
Which phase does Talladega County sit in right now?
Talladega County reads peak, with home prices up 3.2% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Talladega County data come from?
Every Talladega County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Talladega County ZIP codes that it runs on every other U.S. county, so Talladega County's numbers are directly comparable to any other market.
How much do distress scores vary between Talladega County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Talladega County ZIPs DLRadar ranks, scores run from 33/100 in 36203 down to 16/100 in 35072, against a Talladega County average of 29/100. With 17 points between best and worst, county-level targeting in Talladega County wastes effort.
What do Talladega County home values and vacancy say about distressed supply?
The typical Talladega County home carries about $142,530 of value against a median household income near $56,719. Vacancy across Talladega County's tracked ZIPs runs 15.7% and the poverty rate is 18.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Talladega County's filings and its 29/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.