Talladega County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Talladega County, AL distress report, 2026: 12 ZIPs scored in Talladega, AL, Talladega, AL average 29/100; the top Talladega, AL ZIP is 36203 at 33/100; Talladega, AL market phase peak, Talladega, AL prices +3.2% year over year.
- Talladega, AL ranks #515 nationally (opportunity index); Talladega, AL #21 in Alabama; Talladega, AL index 33.4.
- Talladega, AL: no CFPB county sample; Talladega, AL non-metro area reading 1.6%.
- Talladega, AL ZIP phases: 8 peak, 2 neutral, 2 expansion.
- Talladega, AL residential listings tracked: 42 across 10 ZIPs; Talladega, AL candidate listings 19.
- Talladega, AL HUD assisted properties: 7 with 178 units.
- Talladega, AL lenders on watch: 3; largest Talladega, AL footprint First Bank Of Alabama (5 branches).
- Talladega, AL most distressed ZIP: 36203 at 33/100.
Talladega, AL figures: DLRadar distress index; Talladega, AL inputs: CFPB, FHFA, HUD, FDIC; Talladega, AL rebuilt as sources refresh.
| Rank | Talladega, AL ZIP | Score |
|---|---|---|
| 1 | 36203 | 33/100 |
| 2 | 35096 | 32/100 |
| 3 | 36260 | 32/100 |
| 4 | 35014 | 31/100 |
| 5 | 35032 | 31/100 |
| 6 | 35044 | 31/100 |
| 7 | 35149 | 31/100 |
| 8 | 35150 | 31/100 |
| 9 | 36268 | 30/100 |
| 10 | 35160 | 28/100 |
| 11 | 35151 | 24/100 |
| 12 | 35072 | 17/100 |
Most distressed Talladega, AL ZIPs (0-100, 2026)
Mortgage delinquency around Talladega, AL
No CFPB county sample covers Talladega, AL; the non-metro area reading for Talladega, AL: 1.6% ninety-plus; Talladega, AL area thirty-to-eighty-nine 4.7% (December 2025, Talladega, AL); Alabama overall 1.1%.
Opportunity index: Talladega, AL
Talladega, AL index 33.4, Talladega, AL phase peak_opportunity; Talladega, AL primary driver vacancy, Talladega, AL second driver bank institutional. Talladega, AL components: property stress 22.1, foreclosure pressure 21.1, listing discounts 40.0, bank stress 55.6, insurance 0.0; Talladega, AL pulse 36.1; Talladega, AL capital opportunity 29.3.
ZIP market phases inside Talladega, AL
12 Talladega, AL ZIPs carry a price-cycle phase; Talladega, AL ZIPs by phase (Talladega, AL), deepest drawdown first: peak, +3.2% YoY (Talladega, AL): 35014, 35032, 35044, 35149, Talladega, AL 35150, 35151; neutral, +4.0% YoY (Talladega, AL): 35072; neutral, +4.2% YoY (Talladega, AL): 35096; peak, +3.6% YoY (Talladega, AL): 35160; expansion, +9.1% YoY (Talladega, AL): 36203; expansion, +6.8% YoY (Talladega, AL): 36260; peak, +3.4% YoY (Talladega, AL): 36268.
Residential listings by Talladega, AL ZIP
Talladega, AL ZIPs with the most tracked Talladega, AL residential listings: 35160 18 listings, 9 candidates, bank pressure 62; 35150 8 listings, 1 candidates, bank pressure 62; 35044 6 listings, 5 candidates, bank pressure 58; 35096 5 listings, 1 candidates, bank pressure 61 (Talladega, AL); 35151 3 listings, 3 candidates, bank pressure 58; 35149 1 listings, 0 candidates, bank pressure 58; 36268 1 listings, 0 candidates, bank pressure 62; 35014 0 listings, 0 candidates, bank pressure 58. Talladega, AL totals: 42 listings; Talladega, AL candidates 19; active ZIPs 2.
HUD assisted housing in Talladega, AL
7 assisted properties with 178 units sit in Talladega, AL; largest Talladega, AL properties: Presbyterian Oaks (Talladega) 40 units, 40 assisted; Talladega College Hills (Talladega) 40 units, 40 assisted; Presbyterian Oaks Ii (Talladega) 25 units, 25 assisted in Talladega, AL; Main Avenue Apartments (Sylacauga) 24 units, 24 assisted; Presbyterian Oaks Iii (Talladega) 18 units, 18 assisted; City Court I (Talladega) 16 units, 16 assisted.
Lenders with branches in Talladega, AL
Talladega, AL lenders by branch count: First Bank Of Alabama (Talladega, AL): stress 71, 5 branches low in Talladega, AL; Regions Bank (Talladega, AL): stress 57, 3 branches low in Talladega, AL; Metro Bank (Talladega, AL): stress 47, 1 branch low in Talladega, AL.
Vacancy and permits, Talladega, AL
4,903 of 38,547 Talladega, AL housing units are vacant; Talladega, AL permits, twelve months: 63 multifamily units in Talladega, AL, 135 one-to-four unit units.
Work Talladega, AL at the parcel level
Every Talladega, AL parcel carries owner and address; every Talladega, AL parcel carries APN; Talladega, AL distress scores sit on the Talladega, AL live board.
Talladega, AL figures refresh with each source.
Talladega, AL questions
Most distressed ZIP code in Talladega County, AL?
ZIP 36203 leads Talladega, AL at 33/100; next in Talladega, AL: 35096 at 32/100; the Talladega, AL average is 29/100.
Where does Talladega County, AL rank for investment opportunity?
Talladega, AL is #515 among all ranked counties, #21 in Alabama; the Talladega, AL driver is vacancy; Talladega, AL moved up 279 places.
How many mortgages are delinquent in Talladega County, AL?
Talladega, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Talladega, AL.
Which banks lend in Talladega County, AL?
3 watched lenders hold Talladega, AL branches; the largest Talladega, AL footprints are First Bank Of Alabama (5), Regions Bank (3), Metro Bank (1).
More on Talladega, AL
Talladega County, AL distress report: public-record figures for Talladega, AL; not legal advice for Talladega, AL; not tax or investment advice; verify every Talladega, AL record before acting.