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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 11795 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York · Distress market

In Suffolk County, New York, ZIP 11795 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100)). The split runs 75/100 structural to 7/100 active on the ground. The pressure is most legible in structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100).

The peak-phase market in 11795 posted values that rose 4.9% over the year, and 19% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 37% of renters are cost-burdened. There are about 8,111 housing units across 11795. Median household income is $171,068, above the U.S. median near $78,000. The tenure split is 96% owner-occupied to 4% rented. Educational attainment sits at 51% bachelor's-or-above. Vacancy runs 1.7%. The typical home is worth about $619,900 (3.5× income, relatively affordable). On demographic stress specifically, 11795 scores 23/100. The poverty rate is 2.4% — low. 25,063 residents call 11795 home, typically aged 39.

Net-net, 11795 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 11795 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 11795's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 11795 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 11795 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 11795 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 11795

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 11795 distress snapshot

The live 11795 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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