ZIP 16232 Foreclosure, Tax-Lien & Distress Report

ZIP 16232's composite property-distress score is 11/100 - DLRadar classes that as minimal for Clarion County, Pennsylvania. Property-level stress concentrates in construction/permit lag (64/100), structural risk (26/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted. Structurally it carries 26/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $142,800 here, or 2.2 times local income. Roughly 11.6% live below the poverty line. Population is roughly 4,091 with a median age of 43. Educational attainment sits at 21% bachelor's-or-above. 77% of housing is owner-occupied. Households earn a median $58,583 — below the roughly $78,000 national figure. The ZIP holds roughly 1,838 housing units. Around 29% of renters are cost-burdened. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 26/100.

On the whole, 16232 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 16232's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 16232 reflects the current record instead of a stale or modeled snapshot.

16232's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 16232 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.