ZIP 50261 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50261 (Madison County, Iowa) at a low 16/100 for overall property distress. What sets it apart are the readings on construction/permit lag (66/100), structural risk (36/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (5/100). On the structural side it scores 36/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 8% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 2.5%. Median household income is $150,341, above the U.S. median near $78,000. A median home runs $374,100 here, or 2.1 times local income. The demographic-stress sub-score lands at 17/100. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 1,140 housing units. Population is roughly 3,105 with a median age of 40. 1.5% of residents fall below the poverty threshold. Around 41% of adults hold a bachelor's degree or higher. Around 11% of renters are cost-burdened.

Overall 50261 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 50261 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 50261's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 50261, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 50261's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 50261 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.