ZIP 76073 Foreclosure, Tax-Lien & Distress Report

In Wise County, Texas, ZIP 76073 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (50/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). On the structural side it scores 50/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (60/100).

The market reads peak — home values rose 0.9% year on year, and 6% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5.7% of residents fall below the poverty threshold. The vacancy rate is 6.8%. Median household income is $110,224, above the U.S. median near $78,000. On demographic stress specifically, 76073 scores 24/100. About 23% have a four-year degree. The tenure split is 87% owner-occupied to 13% rented. Population is roughly 7,267 with a median age of 41. Home values center near $336,000, an affordability ratio of 2.9× — accessible. Rent burden reaches 24% of tenant households. There are about 2,672 housing units across 76073.

On balance 76073 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 76073 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 76073 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76073 can be compared directly against any other ZIP in Wise County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 76073 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 76073 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 76073 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.