ZIP 76234 Foreclosure, Tax-Lien & Distress Report
Wise County, Texas · Distress market
In Wise County, Texas, ZIP 76234 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 50/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (63/100), structural risk (50/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (62/100).
The peak-phase market in 76234 posted values that rose 0.9% over the year, and 13% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.
Population is roughly 20,912 with a median age of 40. The typical home is worth about $344,700 (3.5× income, relatively affordable). Around 22% of adults hold a bachelor's degree or higher. Households earn a median $88,083 — above the roughly $78,000 national figure. 81% of housing is owner-occupied. Vacancy runs 9.8%. The demographic-stress sub-score lands at 30/100. Rent burden reaches 43% of tenant households. There are about 8,306 housing units across 76234. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas.
Overall, 76234 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 76234 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 76234 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 76234 shows blanks, not estimates, wherever the record is sparse.
The 22/100 for 76234 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 76234 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 76234’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 76234 Stress Report snapshot
76234 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Wise County
Nearest ZIP codes to 76234
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Wise County, Texas at ZIP, county and state level.
The complete 76234 distress and acquisition report
Every distressed parcel in 76234 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology