ZIP 76078 Property Distress & Foreclosure Data

In Wise County, Texas, ZIP 76078 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (60/100)). Its standout signals are construction/permit lag (61/100), structural risk (49/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structural risk reads 49/100 against active distress of 3/100.

The peak-phase market in 76078 posted values that rose 1.1% over the year, and 11% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 8.4%. A median home runs $309,600 here, or 3.0 times local income. Rent burden reaches 15% of tenant households. About 21% have a four-year degree. The tenure split is 81% owner-occupied to 19% rented. On demographic stress specifically, 76078 scores 25/100. There are about 3,595 housing units across 76078. Roughly 8.4% live below the poverty line. Population is roughly 10,200 with a median age of 36. Households earn a median $94,379 — above the roughly $78,000 national figure.

On balance 76078 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.