ZIP 76078 Foreclosure, Tax-Lien & Distress Report

In Wise County, Texas, ZIP 76078 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (60/100). The pressure is most legible in construction/permit lag (62/100), structural risk (50/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 50/100 structural and 3/100 already moving.

The market reads peak — home values rose 0.9% year on year, and 11% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 8.4%. The typical home is worth about $309,600 (3.0× income, relatively affordable). Rent burden reaches 15% of tenant households. Educational attainment sits at 21% bachelor's-or-above. 81% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 3,595 housing units. The poverty rate is 8.4%. About 10,200 people live here, median age 36. At $94,379, median income runs above typical U.S. levels.

Net-net, 76078 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 76078 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Wise County, Texas and the nation. Where the public record is thin for 76078, the field stays empty rather than modeled, and fills in as new documents post.

76078's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 76078 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.