ZIP 80014 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 80014 (Arapahoe County, Colorado) returns a low composite of 24/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (64/100)). The latent-versus-live split is 53/100 structural and 2/100 already moving. Leading the profile are structural risk (53/100), construction/permit lag (49/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, and 3% lower over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

Median household income is $72,561, near the U.S. median near $78,000. There are about 19,857 housing units across 80014. 9.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 4.8%. A median home runs $416,200 here, or 5.3 times local income. About 44% have a four-year degree. Population is roughly 39,277 with a median age of 41. Around 51% of renters are cost-burdened. 60% of housing is owner-occupied.

Taken together, 80014 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 80014 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 80014, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 80014 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 80014 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.