ZIP 92301 Foreclosure, Tax-Lien & Distress Report

San Bernardino County, California's ZIP 92301 registers 34/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). By contrast, mortgage stress (24/100) register low. On the structural side it scores 75/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).

The peak-phase market in 92301 posted values that held roughly flat over the year, and 6% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $68,205 — below the roughly $78,000 national figure. The poverty rate is 16.5% — high, a tax-stress and distress correlate. On demographic stress specifically, 92301 scores 41/100. Rent burden reaches 51% of tenant households. The ZIP holds roughly 10,155 housing units. About 8% have a four-year degree. The vacancy rate is 6.5%. About 38,651 people live here, median age 29. A median home runs $348,100 here, or 4.6 times local income. 61% of housing is owner-occupied.

Net-net, 92301 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 92301 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 92301 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in San Bernardino County, California and the nation. Where the public record is thin for 92301, the field stays empty rather than modeled, and fills in as new documents post.

Behind 92301's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 92301 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.