ZIP 93646 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 93646 (Tulare County, California) at a low 18/100 for overall property distress. Structural risk reads 39/100 against active distress of 1/100. The pressure is most legible in structural risk (39/100), construction/permit lag (21/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (98/100)).

The market reads peak — home values held roughly flat year on year, and 13% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

10,047 residents call 93646 home, typically aged 28. Rent burden reaches 60% of tenant households. The typical home is worth about $258,900 (6.1× income). Roughly 37.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 3.9%. The demographic-stress sub-score lands at 52/100. Owners hold 44% of homes, renters 56%. The ZIP holds roughly 2,688 housing units. Around 11% of adults hold a bachelor's degree or higher. At $39,632, median income runs below typical U.S. levels.

On the whole, 93646 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 93646 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93646 can be compared directly against any other ZIP in Tulare County, California or nationwide. Nothing here is interpolated — where a source is thin for 93646, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 for 93646 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 93646 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.