ZIP 94803 Foreclosure, Tax-Lien & Distress Report

ZIP code 94803 in Contra Costa County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (53/100), construction/permit lag (37/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100).

The market reads peak — home values held roughly flat year on year, and 3% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

72% of housing is owner-occupied. Around 45% of renters are cost-burdened. Home values center near $783,900, an affordability ratio of 6.3×. The vacancy rate is 5.4%. There are about 10,127 housing units across 94803. The demographic-stress sub-score lands at 38/100. Around 40% of adults hold a bachelor's degree or higher. Households earn a median $116,075 — above the roughly $78,000 national figure. About 27,588 people live here, median age 43. The poverty rate is 8.3%.

Net-net, 94803 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 94803 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 94803 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 94803 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 for 94803 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 94803 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.