ZIP 94804 Foreclosure, Tax-Lien & Distress Report

In Contra Costa County, California, ZIP 94804 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (53/100), construction/permit lag (37/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (71/100)). On the structural side it scores 53/100, with 2/100 of stress already active.

The peak-phase market in 94804 posted values that held roughly flat over the year, and 1% lower over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $86,430, median income runs near typical U.S. levels. 49% of housing is owner-occupied. About 44,679 people live here, median age 36. Rent burden reaches 53% of tenant households. 16.2% of residents fall below the poverty threshold. The ZIP holds roughly 16,962 housing units. The demographic-stress sub-score lands at 46/100. Vacancy runs 3.5%. Around 33% of adults hold a bachelor's degree or higher. The typical home is worth about $631,900 (7.2× income, severely stretched).

On balance 94804 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 94804 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 94804's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 94804 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 94804's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 94804 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.