Bank Of Greene County (FDIC #21591): Bank Stress & Real-Estate Credit Exposure

Bank Of Greene County (FDIC Cert #21591): bank stress 65/100, elevated, STABLE over 7 days; parent GREENE COUNTY BCORP MHC.

Bank Of Greene County (#21591) lends in 6 counties across 1 state; Bank Of Greene County (#21591) reaches 233 ZIP codes: New York 6 counties, 233 ZIPs.

Bank Of Greene County (#21591) largest markets: Ulster County, NY (126 branches, 63 ZIPs) (#21591), Albany County, NY (141 branches, 47 ZIPs) (#21591), Greene County, NY (294 branches, 42 ZIPs) (#21591), Columbia County, NY (228 branches, 38 ZIPs) (#21591), Rensselaer County, NY (31 branches, 31 ZIPs) (#21591), Saratoga County, NY (27 branches, 27 ZIPs) (#21591).

Bank Of Greene County (#21591) reports $3.18 billion in total assets; Bank Of Greene County (#21591) equity $293.0 million (9.2% of Bank Of Greene County (#21591) assets); Bank Of Greene County (#21591) domestic deposits $2.73 billion; Bank Of Greene County (#21591) net income $22.5 million; Bank Of Greene County (#21591) return on assets 1.42%; Bank Of Greene County (#21591) return on equity 15.59%; Bank Of Greene County (#21591) net interest income $42.1 million; Bank Of Greene County (#21591) call report June 30, 2026.

Bank Of Greene County (#21591) noncurrent real-estate loans: none reported; Bank Of Greene County (#21591) net charge-offs on real estate 0.24%; Bank Of Greene County (#21591) residential charge-offs 0.07%.

Bank Of Greene County (#21591) net interest margin 2.78% against an eight-quarter Bank Of Greene County (#21591) average of 2.39% (Bank Of Greene County (#21591) compression -0.39 points); Bank Of Greene County (#21591) non-residential real estate 7.1% of equity; Bank Of Greene County (#21591) rate-exposure score 40/100, Bank Of Greene County (#21591) fixed-rate trap 40/100; Bank Of Greene County (#21591) risk type credit driven; Bank Of Greene County (#21591) rate regime rates elevated, Bank Of Greene County (#21591) snapshot October 20, 2026.

Bank Of Greene County (#21591) stress score moved from 64.7 on June 22, 2026 to 65 on October 20, 2026; Bank Of Greene County (#21591) ranged 64.7 to 65 over 117 snapshots.

Bank Of Greene County (#21591) alerts: 6 counties; top Bank Of Greene County (#21591) alert scores: Clifton Park County, NY 24 (low); East Greenbush County, NY 24 (low); Valatie County, NY 24 (low); West Coxsackie County, NY 24 (low); Westerlo County, NY 24 (low).