Sage Capital Bank (FDIC #25621): Bank Stress & Real-Estate Credit Exposure
Sage Capital Bank (FDIC Cert #25621): bank stress 62/100, elevated, STABLE over 7 days; parent ANB BANCSHARES INC.
Sage Capital Bank (#25621) lends in 5 counties across 1 state; Sage Capital Bank (#25621) reaches 52 ZIP codes: Texas 5 counties, 52 ZIPs.
Sage Capital Bank (#25621) largest markets: Gonzales County, TX (15 branches, 15 ZIPs) (#25621), Caldwell County, TX (28 branches, 14 ZIPs) (#25621), Comal County, TX (28 branches, 14 ZIPs) (#25621), Hays County, TX (14 branches, 14 ZIPs) (#25621), Lavaca County, TX (8 branches, 8 ZIPs) (#25621).
Sage Capital Bank (#25621) reports $768.9 million in total assets; Sage Capital Bank (#25621) equity $80.1 million (10.4% of Sage Capital Bank (#25621) assets); Sage Capital Bank (#25621) domestic deposits $683.3 million; Sage Capital Bank (#25621) net income $5.2 million; Sage Capital Bank (#25621) return on assets 1.38%; Sage Capital Bank (#25621) return on equity 13.29%; Sage Capital Bank (#25621) net interest income $15.1 million; Sage Capital Bank (#25621) call report June 30, 2026.
Sage Capital Bank (#25621) noncurrent real-estate loans: none reported; Sage Capital Bank (#25621) net charge-offs on real estate 0.00%.
Sage Capital Bank (#25621) net interest margin 4.27% against an eight-quarter Sage Capital Bank (#25621) average of 4.11% (Sage Capital Bank (#25621) compression -0.16 points); Sage Capital Bank (#25621) rate-exposure score 40/100, Sage Capital Bank (#25621) fixed-rate trap 40/100; Sage Capital Bank (#25621) risk type credit driven; Sage Capital Bank (#25621) rate regime rates elevated, Sage Capital Bank (#25621) snapshot October 19, 2026.
Sage Capital Bank (#25621) stress score moved from 62.9 on June 22, 2026 to 61.6 on October 19, 2026; Sage Capital Bank (#25621) ranged 61.6 to 62.9 over 116 snapshots.
Sage Capital Bank (#25621) alerts: 5 counties; top Sage Capital Bank (#25621) alert scores: Gonzales County, TX 19 (low); Luling County, TX 19 (low); San Marcos County, TX 19 (low); Shiner County, TX 19 (low); Spring Branch County, TX 19 (low).