Third Coast Bank (FDIC #58716): Bank Stress & Real-Estate Credit Exposure
Third Coast Bank (FDIC Cert #58716): bank stress 56/100, moderate, STABLE over 7 days; parent THIRD COAST BANCSHARES INC.
Third Coast Bank (#58716) lends in 14 counties across 1 state; Third Coast Bank (#58716) reaches 599 ZIP codes: Texas 14 counties, 599 ZIPs.
Third Coast Bank (#58716) largest markets: Harris County, TX (429 branches, 143 ZIPs) (#58716), Dallas County, TX (95 branches, 95 ZIPs) (#58716), Bexar County, TX (78 branches, 78 ZIPs) (#58716), Tarrant County, TX (76 branches, 76 ZIPs) (#58716), Travis County, TX (189 branches, 63 ZIPs) (#58716), Collin County, TX (40 branches, 40 ZIPs) (#58716).
Third Coast Bank (#58716) reports $6.73 billion in total assets; Third Coast Bank (#58716) equity $806.6 million (12.0% of Third Coast Bank (#58716) assets); Third Coast Bank (#58716) domestic deposits $5.86 billion; Third Coast Bank (#58716) net income $42.5 million; Third Coast Bank (#58716) return on assets 1.37%; Third Coast Bank (#58716) return on equity 11.42%; Third Coast Bank (#58716) net interest income $118.0 million; Third Coast Bank (#58716) call report June 30, 2026.
Third Coast Bank (#58716) noncurrent real-estate loans: none reported; Third Coast Bank (#58716) net charge-offs on real estate 0.45%; Third Coast Bank (#58716) residential charge-offs 0.62%.
Third Coast Bank (#58716) net interest margin 3.99% against an eight-quarter Third Coast Bank (#58716) average of 3.97% (Third Coast Bank (#58716) compression -0.02 points); Third Coast Bank (#58716) non-residential real estate 62.0% of equity; Third Coast Bank (#58716) rate-exposure score 40/100, Third Coast Bank (#58716) fixed-rate trap 40/100; Third Coast Bank (#58716) risk type credit driven; Third Coast Bank (#58716) rate regime rates elevated, Third Coast Bank (#58716) snapshot October 19, 2026.
Third Coast Bank (#58716) stress score moved from 57.8 on June 22, 2026 to 56.2 on October 19, 2026; Third Coast Bank (#58716) ranged 56.2 to 57.8 over 116 snapshots.
Third Coast Bank (#58716) alerts: 14 counties; top Third Coast Bank (#58716) alert scores: Dallas County, TX 35 (low); Austin County, TX 18 (low); Ballinger County, TX 18 (low); Detroit County, TX 18 (low); Fort Worth County, TX 18 (low).