Pacific National Bank (FDIC #26299): Bank Stress & Real-Estate Credit Exposure
Pacific National Bank (FDIC Cert #26299): bank stress 65/100, elevated, STABLE over 7 days.
Pacific National Bank (#26299) lends in 4 counties across 2 states; Pacific National Bank (#26299) reaches 259 ZIP codes: Florida 3 counties, 189 ZIPs; New York 1 county, 70 ZIPs.
Pacific National Bank (#26299) largest markets: Miami Dade County, FL (324 branches, 81 ZIPs) (#26299), New York County, NY (140 branches, 70 ZIPs) (#26299), Broward County, FL (55 branches, 55 ZIPs) (#26299), Palm Beach County, FL (53 branches, 53 ZIPs) (#26299).
Pacific National Bank (#26299) reports $1.61 billion in total assets; Pacific National Bank (#26299) equity $171.8 million (10.7% of Pacific National Bank (#26299) assets); Pacific National Bank (#26299) domestic deposits $1.33 billion; Pacific National Bank (#26299) net income $8.8 million; Pacific National Bank (#26299) return on assets 1.15%; Pacific National Bank (#26299) return on equity 10.52%; Pacific National Bank (#26299) net interest income $25.1 million; Pacific National Bank (#26299) call report June 30, 2026.
Pacific National Bank (#26299) noncurrent real-estate loans: none reported; Pacific National Bank (#26299) net charge-offs on real estate 0.00%.
Pacific National Bank (#26299) net interest margin 3.43% against an eight-quarter Pacific National Bank (#26299) average of 3.38% (Pacific National Bank (#26299) compression -0.05 points); Pacific National Bank (#26299) rate-exposure score 40/100, Pacific National Bank (#26299) fixed-rate trap 40/100; Pacific National Bank (#26299) risk type credit driven; Pacific National Bank (#26299) rate regime rates elevated, Pacific National Bank (#26299) snapshot October 19, 2026.
Pacific National Bank (#26299) stress score moved from 63 on June 22, 2026 to 65.2 on October 20, 2026; Pacific National Bank (#26299) ranged 63 to 65.2 over 117 snapshots.
Pacific National Bank (#26299) alerts: 4 counties; top Pacific National Bank (#26299) alert scores: Boca Raton County, FL 21 (low); Fort Lauderdale County, FL 21 (low); New York County, FL 21 (low); North Miami Beach County, FL 21 (low).