First Nb Of Ballinger (FDIC #3087): Bank Stress & Real-Estate Credit Exposure
First Nb Of Ballinger (FDIC Cert #3087): bank stress 59/100, moderate, STABLE over 7 days; parent TEXAS COUNTRY BANCSHARES INC.
First Nb Of Ballinger (#3087) lends in 3 counties across 1 state; First Nb Of Ballinger (#3087) reaches 103 ZIP codes: Texas 3 counties, 103 ZIPs.
First Nb Of Ballinger (#3087) largest markets: Tarrant County, TX (76 branches, 76 ZIPs) (#3087), Tom Green County, TX (17 branches, 17 ZIPs) (#3087), Runnels County, TX (11 branches, 11 ZIPs) (#3087).
First Nb Of Ballinger (#3087) reports $275.3 million in total assets; First Nb Of Ballinger (#3087) equity $28.0 million (10.2% of First Nb Of Ballinger (#3087) assets); First Nb Of Ballinger (#3087) domestic deposits $244.9 million; First Nb Of Ballinger (#3087) net income $2.1 million; First Nb Of Ballinger (#3087) return on assets 1.54%; First Nb Of Ballinger (#3087) return on equity 15.26%; First Nb Of Ballinger (#3087) net interest income $5.5 million; First Nb Of Ballinger (#3087) call report June 30, 2026.
First Nb Of Ballinger (#3087) noncurrent real-estate loans: none reported; First Nb Of Ballinger (#3087) net charge-offs on real estate 0.04%.
First Nb Of Ballinger (#3087) net interest margin 4.29% against an eight-quarter First Nb Of Ballinger (#3087) average of 4.18% (First Nb Of Ballinger (#3087) compression -0.11 points); First Nb Of Ballinger (#3087) rate-exposure score 40/100, First Nb Of Ballinger (#3087) fixed-rate trap 40/100; First Nb Of Ballinger (#3087) risk type credit driven; First Nb Of Ballinger (#3087) rate regime rates elevated, First Nb Of Ballinger (#3087) snapshot October 20, 2026.
First Nb Of Ballinger (#3087) stress score moved from 58.2 on June 22, 2026 to 59.1 on October 20, 2026; First Nb Of Ballinger (#3087) ranged 58.2 to 59.1 over 117 snapshots.
First Nb Of Ballinger (#3087) alerts: 3 counties; top First Nb Of Ballinger (#3087) alert scores: Ballinger County, TX 19 (low); Fort Worth County, TX 19 (low); San Angelo County, TX 19 (low).