Cypress Bank&Trust (FDIC #35506): Bank Stress & Real-Estate Credit Exposure
Cypress Bank&Trust (FDIC Cert #35506): bank stress 61/100, elevated, STABLE over 7 days; parent CYPRESS CAPITAL GROUP INC.
Cypress Bank&Trust (#35506) lends in 5 counties across 1 state; Cypress Bank&Trust (#35506) reaches 179 ZIP codes: Florida 5 counties, 179 ZIPs.
Cypress Bank&Trust (#35506) largest markets: Palm Beach County, FL (53 branches, 53 ZIPs) (#35506), Orange County, FL (49 branches, 49 ZIPs) (#35506), Duval County, FL (38 branches, 38 ZIPs) (#35506), Brevard County, FL (31 branches, 31 ZIPs) (#35506), Indian River County, FL (9 branches, 9 ZIPs) (#35506).
Cypress Bank&Trust (#35506) reports $256.8 million in total assets; Cypress Bank&Trust (#35506) equity $28.6 million (11.1% of Cypress Bank&Trust (#35506) assets); Cypress Bank&Trust (#35506) domestic deposits $219.3 million; Cypress Bank&Trust (#35506) net income $1.4 million; Cypress Bank&Trust (#35506) return on assets 1.26%; Cypress Bank&Trust (#35506) return on equity 10.39%; Cypress Bank&Trust (#35506) net interest income $4.1 million; Cypress Bank&Trust (#35506) call report June 30, 2026.
Cypress Bank&Trust (#35506) noncurrent real-estate loans: none reported; Cypress Bank&Trust (#35506) net charge-offs on real estate 0.00%.
Cypress Bank&Trust (#35506) net interest margin 3.82% against an eight-quarter Cypress Bank&Trust (#35506) average of 3.47% (Cypress Bank&Trust (#35506) compression -0.35 points); Cypress Bank&Trust (#35506) rate-exposure score 40/100, Cypress Bank&Trust (#35506) fixed-rate trap 40/100; Cypress Bank&Trust (#35506) risk type credit driven; Cypress Bank&Trust (#35506) rate regime rates elevated, Cypress Bank&Trust (#35506) snapshot October 19, 2026.
Cypress Bank&Trust (#35506) stress score moved from 53.9 on June 22, 2026 to 61.3 on October 19, 2026; Cypress Bank&Trust (#35506) ranged 53.9 to 61.3 over 116 snapshots.
Cypress Bank&Trust (#35506) alerts: 5 counties; top Cypress Bank&Trust (#35506) alert scores: Palm Beach County, FL 39 (moderate); Jacksonville County, FL 20 (low); Maitland County, FL 20 (low); Melbourne County, FL 20 (low); Vero Beach County, FL 20 (low).