Cornerstone Nb&T Co (FDIC #57061): Bank Stress & Real-Estate Credit Exposure
Cornerstone Nb&T Co (FDIC Cert #57061): bank stress 66/100, elevated, STABLE over 7 days; parent CORNERSTONE BCORP INC.
Cornerstone Nb&T Co (#57061) lends in 4 counties across 1 state; Cornerstone Nb&T Co (#57061) reaches 259 ZIP codes: Illinois 4 counties, 259 ZIPs.
Cornerstone Nb&T Co (#57061) largest markets: Cook County, IL (356 branches, 178 ZIPs) (#57061), Dupage County, IL (43 branches, 43 ZIPs) (#57061), Lake County, IL (36 branches, 36 ZIPs) (#57061), Mchenry County, IL (24 branches, 24 ZIPs) (#57061).
Cornerstone Nb&T Co (#57061) reports $1.01 billion in total assets; Cornerstone Nb&T Co (#57061) equity $104.3 million (10.3% of Cornerstone Nb&T Co (#57061) assets); Cornerstone Nb&T Co (#57061) domestic deposits $897.0 million; Cornerstone Nb&T Co (#57061) net income $5.9 million; Cornerstone Nb&T Co (#57061) return on assets 1.15%; Cornerstone Nb&T Co (#57061) return on equity 11.49%; Cornerstone Nb&T Co (#57061) net interest income $20.0 million; Cornerstone Nb&T Co (#57061) call report June 30, 2026.
Cornerstone Nb&T Co (#57061) noncurrent real-estate loans: none reported; Cornerstone Nb&T Co (#57061) residential 0.01%; Cornerstone Nb&T Co (#57061) net charge-offs on real estate 0.02%.
Cornerstone Nb&T Co (#57061) net interest margin 4.03% against an eight-quarter Cornerstone Nb&T Co (#57061) average of 3.75% (Cornerstone Nb&T Co (#57061) compression -0.28 points); Cornerstone Nb&T Co (#57061) real-estate loans 0.4% of equity; Cornerstone Nb&T Co (#57061) rate-exposure score 40/100, Cornerstone Nb&T Co (#57061) fixed-rate trap 40/100; Cornerstone Nb&T Co (#57061) risk type credit driven; Cornerstone Nb&T Co (#57061) rate regime rates elevated, Cornerstone Nb&T Co (#57061) snapshot October 19, 2026.
Cornerstone Nb&T Co (#57061) stress score moved from 69.2 on June 22, 2026 to 66.3 on October 19, 2026; Cornerstone Nb&T Co (#57061) ranged 66.3 to 69.2 over 116 snapshots.
Cornerstone Nb&T Co (#57061) alerts: 4 counties; top Cornerstone Nb&T Co (#57061) alert scores: Barrington County, IL 23 (low); Crystal Lake County, IL 23 (low); Naperville County, IL 23 (low); Schaumburg County, IL 23 (low).