Summit Bank (FDIC #57706): Bank Stress & Real-Estate Credit Exposure

Summit Bank (FDIC Cert #57706): bank stress 58/100, moderate, STABLE over 7 days; parent SUMMIT BANK GROUP INC.

Summit Bank (#57706) lends in 4 counties across 1 state; Summit Bank (#57706) reaches 115 ZIP codes: Oregon 4 counties, 115 ZIPs.

Summit Bank (#57706) largest markets: Multnomah County, OR (44 branches, 44 ZIPs) (#57706), Lane County, OR (39 branches, 39 ZIPs) (#57706), Washington County, OR (32 branches, 32 ZIPs) (#57706), Deschutes County, OR (20 branches, 10 ZIPs) (#57706).

Summit Bank (#57706) reports $1.33 billion in total assets; Summit Bank (#57706) equity $151.5 million (11.4% of Summit Bank (#57706) assets); Summit Bank (#57706) domestic deposits $1.16 billion; Summit Bank (#57706) net income $9.0 million; Summit Bank (#57706) return on assets 1.36%; Summit Bank (#57706) return on equity 12.22%; Summit Bank (#57706) net interest income $29.9 million; Summit Bank (#57706) call report June 30, 2026.

Summit Bank (#57706) noncurrent real-estate loans: none reported; Summit Bank (#57706) net charge-offs on real estate 0.00%.

Summit Bank (#57706) net interest margin 4.75% against an eight-quarter Summit Bank (#57706) average of 4.65% (Summit Bank (#57706) compression -0.10 points); Summit Bank (#57706) rate-exposure score 40/100, Summit Bank (#57706) fixed-rate trap 40/100; Summit Bank (#57706) risk type credit driven; Summit Bank (#57706) rate regime rates elevated, Summit Bank (#57706) snapshot October 19, 2026.

Summit Bank (#57706) stress score moved from 57.5 on June 22, 2026 to 58.4 on October 19, 2026; Summit Bank (#57706) ranged 57.5 to 58.4 over 116 snapshots.

Summit Bank (#57706) alerts: 4 counties; top Summit Bank (#57706) alert scores: Beaverton County, OR 20 (low); Eugene County, OR 20 (low); Portland County, OR 20 (low); Redmond County, OR 20 (low).