R Bank (FDIC #58935): Bank Stress & Real-Estate Credit Exposure

R Bank (FDIC Cert #58935): bank stress 80/100, severe, STABLE over 7 days; parent R CORP FINANCIAL.

R Bank (#58935) lends in 5 counties across 1 state; R Bank (#58935) reaches 172 ZIP codes: Texas 5 counties, 172 ZIPs.

R Bank (#58935) largest markets: Tarrant County, TX (76 branches, 76 ZIPs) (#58935), Travis County, TX (63 branches, 63 ZIPs) (#58935), Williamson County, TX (135 branches, 27 ZIPs) (#58935), Burnet County, TX (13 branches, 13 ZIPs) (#58935), Jackson County, TX (10 branches, 10 ZIPs) (#58935).

R Bank (#58935) reports $1.03 billion in total assets; R Bank (#58935) equity $93.0 million (9.0% of R Bank (#58935) assets); R Bank (#58935) domestic deposits $926.1 million; R Bank (#58935) net income $3.8 million; R Bank (#58935) return on assets 0.72%; R Bank (#58935) return on equity 7.89%; R Bank (#58935) net interest income $20.1 million; R Bank (#58935) call report June 30, 2026.

R Bank (#58935) noncurrent real-estate loans 0.04% of its book; R Bank (#58935) net charge-offs on real estate 1.93%; R Bank (#58935) residential charge-offs 3.49%.

R Bank (#58935) net interest margin 4.02% against an eight-quarter R Bank (#58935) average of 3.67% (R Bank (#58935) compression -0.35 points); R Bank (#58935) real-estate loans 4.3% of equity; R Bank (#58935) non-residential real estate 349.2% of equity; R Bank (#58935) rate-exposure score 40/100, R Bank (#58935) fixed-rate trap 40/100; R Bank (#58935) risk type credit driven; R Bank (#58935) rate regime rates elevated, R Bank (#58935) snapshot October 20, 2026.

R Bank (#58935) stress score moved from 78.3 on June 22, 2026 to 79.5 on October 20, 2026; R Bank (#58935) ranged 78.3 to 79.5 over 117 snapshots.

R Bank (#58935) alerts: 5 counties; top R Bank (#58935) alert scores: Austin County, TX 24 (low); Bertram County, TX 24 (low); Edna County, TX 24 (low); Fort Worth County, TX 24 (low); Round Rock County, TX 24 (low).