Burke County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Burke County, North Carolina? DLRadar grades every Burke County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Burke County breakdown.
- Burke County's most distressed ZIP is 28090 at 30/100.
- 17 ZIP codes tracked in Burke County, averaging 28/100 distress.
- Burke County reads peak — home values up 2.3% year over year.
- Vacancy runs 12.6% across Burke County's tracked ZIPs, with a 21% poverty rate.
- The typical Burke County home is worth about $203,079 against a ~$58,039 median income.
- Lending headwind in Burke County sits at 49/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28090 | 30/100 |
| 2 | 28168 | 30/100 |
| 3 | 28602 | 30/100 |
| 4 | 28645 | 30/100 |
| 5 | 28601 | 29/100 |
| 6 | 28667 | 29/100 |
| 7 | 28761 | 29/100 |
| 8 | 28612 | 28/100 |
| 9 | 28619 | 28/100 |
| 10 | 28628 | 28/100 |
| 11 | 28637 | 28/100 |
| 12 | 28641 | 28/100 |
Most distressed ZIP codes in Burke County (composite distress 0-100, 2026)
What is driving Burke County distress
DLRadar builds Burke County's distress picture only from records anyone can pull; its ZIPs average 28/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Burke County market phase and pricing
DLRadar places Burke County in peak; prices moved up 2.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Burke County
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Frequently asked questions
Where is distress highest inside Burke County, NC?
ZIP 28090 leads Burke County at 30/100, recomputed monthly from public records.
What market phase is Burke County in?
Burke County reads peak, with home prices up 2.3% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Burke County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 17 Burke County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Burke County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Burke County ZIPs DLRadar ranks, scores run from 30/100 in 28090 down to 28/100 in 28641, against a Burke County average of 28/100. With 2 points between best and worst, county-level targeting in Burke County wastes effort.
What do Burke County home values and vacancy say about distressed supply?
The typical Burke County home carries about $203,079 of value against a median household income near $58,039. Vacancy across Burke County's tracked ZIPs runs 12.6% and the poverty rate is 21%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Burke County's filings and its 49/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.