Burke County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Burke County, NC distress report, 2026: 17 ZIPs scored in Burke, NC, Burke, NC average 27/100; the top Burke, NC ZIP is 28090 at 29/100; Burke, NC market phase peak, Burke, NC prices +2.3% year over year.
- Burke, NC ranks #1,351 nationally (opportunity index); Burke, NC #61 in North Carolina; Burke, NC index 29.9.
- Burke, NC: no CFPB county sample; Burke, NC metro area reading 1.7%.
- Burke, NC ZIP phases: 17 peak.
- Burke, NC residential listings tracked: 23 across 9 ZIPs; Burke, NC candidate listings 7.
- Burke, NC HUD assisted properties: 8 with 161 units.
- Burke, NC lenders on watch: 4; largest Burke, NC footprint First-Citizens Bank&Trust Co (2 branches).
- Burke, NC most distressed ZIP: 28090 at 29/100.
Burke, NC figures: DLRadar distress index; Burke, NC inputs: CFPB, FHFA, HUD, FDIC; Burke, NC rebuilt as sources refresh.
| Rank | Burke, NC ZIP | Score |
|---|---|---|
| 1 | 28090 | 29/100 |
| 2 | 28168 | 29/100 |
| 3 | 28602 | 29/100 |
| 4 | 28645 | 29/100 |
| 5 | 28667 | 29/100 |
| 6 | 28761 | 28/100 |
| 7 | 28601 | 27/100 |
| 8 | 28612 | 27/100 |
| 9 | 28619 | 27/100 |
| 10 | 28628 | 27/100 |
| 11 | 28637 | 27/100 |
| 12 | 28641 | 27/100 |
Most distressed Burke, NC ZIPs (0-100, 2026)
Mortgage delinquency around Burke, NC
No CFPB county sample covers Burke, NC; the metro area reading for Burke, NC (Hickory-Lenoir-Morganton, NC): 1.7% ninety-plus; Burke, NC area thirty-to-eighty-nine 3.4% (December 2025, Burke, NC); North Carolina overall 0.9%.
Opportunity index: Burke, NC
Burke, NC index 29.9, Burke, NC phase early_signal; Burke, NC primary driver bank institutional, Burke, NC second driver vacancy. Burke, NC components: property stress 21.8, foreclosure pressure 21.8, listing discounts 36.5, bank stress 55.7, insurance 0.0; Burke, NC pulse 31.3; Burke, NC capital opportunity 27.9; Burke, NC seven-day change -0.3%.
ZIP market phases inside Burke, NC
17 Burke, NC ZIPs carry a price-cycle phase; Burke, NC ZIPs by phase (Burke, NC), deepest drawdown first: peak, +1.9% YoY (Burke, NC): 28090; peak, +1.5% YoY (Burke, NC): 28168; peak, +2.3% YoY (Burke, NC): 28601, 28602, 28612, 28619, Burke, NC 28628, 28637, 28641, 28645, Burke, NC 28655, 28666, 28667, 28671, Burke, NC 28690; peak, +2.7% YoY (Burke, NC): 28657.
Residential listings by Burke, NC ZIP
Burke, NC ZIPs with the most tracked Burke, NC residential listings: 28655 16 listings, 5 candidates, bank pressure 62; 28612 4 listings, 1 candidates, bank pressure 62; 28690 3 listings, 1 candidates, bank pressure 62; 28619 0 listings, 0 candidates, bank pressure 62 (Burke, NC); 28628 0 listings, 0 candidates, bank pressure 62; 28637 0 listings, 0 candidates, bank pressure 62; 28641 0 listings, 0 candidates, bank pressure 62; 28666 0 listings, 0 candidates, bank pressure 62. Burke, NC totals: 23 listings; Burke, NC candidates 7; active ZIPs 3.
HUD assisted housing in Burke, NC
8 assisted properties with 161 units sit in Burke, NC; largest Burke, NC properties: Morganton Trading Company Apartments (Morganton) 43 units; Agape Retirement Home, Inc (Valdese) 30 units, 30 assisted; Buena Vista Apartments (Drexel) 30 units, 30 assisted in Burke, NC; Southmont Apartments (Morganton) 26 units, 26 assisted; Cac Of Burke Co. (Morganton) 11 units, 10 assisted; Arc/Hds Burke Co Gh #3 (Morganton) 7 units, 6 assisted.
Lenders with branches in Burke, NC
Burke, NC lenders by branch count: First-Citizens Bank&Trust Co (Burke, NC): stress 71, 2 branches low in Burke, NC; Truist Bank (Burke, NC): stress 62, 2 branches low in Burke, NC; Bank Of America Na (Burke, NC): stress 71, 1 branch low in Burke, NC; Morganton Savings Bank Ssb (Burke, NC): stress 44, 1 branch low in Burke, NC.
Vacancy and permits, Burke, NC
4,052 of 40,358 Burke, NC housing units are vacant; Burke, NC permits, twelve months: 95 multifamily units in Burke, NC, 470 one-to-four unit units.
Work Burke, NC at the parcel level
Every Burke, NC parcel carries owner and address; every Burke, NC parcel carries APN; Burke, NC distress scores sit on the Burke, NC live board.
Burke, NC figures refresh with each source.
Burke, NC questions
Most distressed ZIP code in Burke County, NC?
ZIP 28090 leads Burke, NC at 29/100; next in Burke, NC: 28168 at 29/100; the Burke, NC average is 27/100.
Where does Burke County, NC rank for investment opportunity?
Burke, NC is #1,351 among all ranked counties, #61 in North Carolina; the Burke, NC driver is bank institutional; Burke, NC moved up 656 places.
How many mortgages are delinquent in Burke County, NC?
Burke, NC takes the metro area reading of 1.7% for December 2025; no CFPB county sample covers Burke, NC.
Which banks lend in Burke County, NC?
4 watched lenders hold Burke, NC branches; the largest Burke, NC footprints are First-Citizens Bank&Trust Co (2), Truist Bank (2), Bank Of America Na (1).
More on Burke, NC
Burke County, NC distress report: public-record figures for Burke, NC; not legal advice for Burke, NC; not tax or investment advice; verify every Burke, NC record before acting.