Calhoun County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Calhoun County, Alabama? DLRadar grades every Calhoun County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Calhoun County breakdown.
- Calhoun County's most distressed ZIP is 36201 at 35/100.
- 14 ZIP codes tracked in Calhoun County, averaging 33/100 distress.
- Calhoun County reads expansion — home values up 12.9% year over year.
- Vacancy runs 13.4% across Calhoun County's tracked ZIPs, with a 16.2% poverty rate.
- The typical Calhoun County home is worth about $169,357 against a ~$58,044 median income.
- Lending headwind in Calhoun County sits at 48/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36201 | 35/100 |
| 2 | 36205 | 35/100 |
| 3 | 36206 | 35/100 |
| 4 | 36207 | 35/100 |
| 5 | 36250 | 35/100 |
| 6 | 36265 | 35/100 |
| 7 | 36271 | 35/100 |
| 8 | 36277 | 35/100 |
| 9 | 36279 | 35/100 |
| 10 | 36203 | 33/100 |
| 11 | 36260 | 32/100 |
| 12 | 35096 | 31/100 |
Most distressed ZIP codes in Calhoun County (composite distress 0-100, 2026)
What is driving Calhoun County distress
Calhoun County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 33/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Calhoun County market phase and pricing
Calhoun County reads expansion — home prices rose 12.9% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Calhoun County
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Common questions
What is the hardest-hit ZIP in Calhoun County?
ZIP 36201 leads Calhoun County at 35/100, recomputed monthly from public records.
Where is Calhoun County in the housing cycle?
Calhoun County reads expansion, with home prices up 12.9% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Calhoun County analysis built from?
Each Calhoun County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 14 local ZIPs and every other county in the country.
How much do distress scores vary between Calhoun County ZIP codes?
One county number flattens a wide range. Across the Calhoun County ZIPs DLRadar ranks, scores run from 35/100 in 36201 down to 31/100 in 35096, against a Calhoun County average of 33/100. Those 4 points separate the ZIPs worth working in Calhoun County from the rest.
What do Calhoun County home values and vacancy say about distressed supply?
The typical Calhoun County home carries about $169,357 of value against a median household income near $58,044. Vacancy across Calhoun County's tracked ZIPs runs 13.4% and the poverty rate is 16.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Calhoun County's foreclosure and tax-lien record and its 48/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.