Clinch County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clinch County, GA distress report, 2026: 7 ZIPs scored in Clinch, GA, Clinch, GA average 19/100; the top Clinch, GA ZIP is 31630 at 23/100; Clinch, GA market phase peak, Clinch, GA prices +2.5% year over year.
- Clinch, GA ranks #419 nationally (opportunity index); Clinch, GA #25 in Georgia; Clinch, GA index 33.8.
- Clinch, GA: no CFPB county sample; Clinch, GA non-metro area reading 1.3%.
- Clinch, GA ZIP phases: 5 peak, 2 expansion.
- Clinch, GA residential listings tracked: 1 across 3 ZIPs; Clinch, GA candidate listings 0.
- Clinch, GA lenders on watch: 1; largest Clinch, GA footprint Farmers&Merchants Bank (1 branch).
- Clinch, GA most distressed ZIP: 31630 at 23/100.
Clinch, GA figures: DLRadar distress index; Clinch, GA inputs: CFPB, FHFA, HUD, FDIC; Clinch, GA rebuilt as sources refresh.
| Rank | Clinch, GA ZIP | Score |
|---|---|---|
| 1 | 31630 | 23/100 |
| 2 | 31550 | 21/100 |
| 3 | 31631 | 21/100 |
| 4 | 31635 | 21/100 |
| 5 | 31642 | 18/100 |
| 6 | 31623 | 13/100 |
| 7 | 31634 | 13/100 |
Most distressed Clinch, GA ZIPs (0-100, 2026)
Mortgage delinquency around Clinch, GA
No CFPB county sample covers Clinch, GA; the non-metro area reading for Clinch, GA: 1.3% ninety-plus; Clinch, GA area thirty-to-eighty-nine 3.0% (December 2025, Clinch, GA); Georgia overall 1.3%.
Opportunity index: Clinch, GA
Clinch, GA index 33.8, Clinch, GA phase peak_opportunity; Clinch, GA primary driver vacancy, Clinch, GA second driver bank institutional. Clinch, GA components: property stress 25.6, foreclosure pressure 25.6, listing discounts 40.6, bank stress 52.1, insurance 0.0; Clinch, GA pulse 35.8; Clinch, GA capital opportunity 30.9; Clinch, GA seven-day change -0.3%.
ZIP market phases inside Clinch, GA
7 Clinch, GA ZIPs carry a price-cycle phase; Clinch, GA ZIPs by phase (Clinch, GA), deepest drawdown first: peak, +1.3% YoY, 0.0% off peak (Clinch, GA): 31550; peak, +1.5% YoY, 0.0% off peak (Clinch, GA): 31642; expansion, +6.7% YoY, 0.0% off peak (Clinch, GA): 31635; expansion, +5.6% YoY, 0.0% off peak (Clinch, GA): 31631; peak, +2.5% YoY (Clinch, GA): 31623, 31634; peak, +3.5% YoY (Clinch, GA): 31630.
Residential listings by Clinch, GA ZIP
Clinch, GA ZIPs with the most tracked Clinch, GA residential listings: 31634 1 listings, 0 candidates, bank pressure 53; 31623 0 listings, 0 candidates, bank pressure 53; 31630 0 listings, 0 candidates, bank pressure 53. Clinch, GA totals: 1 listings; Clinch, GA candidates 0; active ZIPs 1.
Lenders with branches in Clinch, GA
Clinch, GA lenders by branch count: Farmers&Merchants Bank (Clinch, GA): stress 63, 1 branch low in Clinch, GA.
Vacancy and permits, Clinch, GA
609 of 3,037 Clinch, GA housing units are vacant.
Work Clinch, GA at the parcel level
Every Clinch, GA parcel carries owner and address; every Clinch, GA parcel carries APN; Clinch, GA distress scores sit on the Clinch, GA live board.
Clinch, GA figures refresh with each source.
Clinch, GA questions
Most distressed ZIP code in Clinch County, GA?
ZIP 31630 leads Clinch, GA at 23/100; next in Clinch, GA: 31550 at 21/100; the Clinch, GA average is 19/100.
Where does Clinch County, GA rank for investment opportunity?
Clinch, GA is #419 among all ranked counties, #25 in Georgia; the Clinch, GA driver is vacancy; Clinch, GA moved up 492 places.
How many mortgages are delinquent in Clinch County, GA?
Clinch, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Clinch, GA.
Which banks lend in Clinch County, GA?
1 watched lenders hold Clinch, GA branches; the largest Clinch, GA footprints are Farmers&Merchants Bank (1).
More on Clinch, GA
Clinch County, GA distress report: public-record figures for Clinch, GA; not legal advice for Clinch, GA; not tax or investment advice; verify every Clinch, GA record before acting.