Colorado County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Colorado County, TX distress report, 2026: 18 ZIPs scored in Colorado, TX, Colorado, TX average 27/100; the top Colorado, TX ZIP is 77435 at 31/100; Colorado, TX market phase peak, Colorado, TX prices +2.0% year over year.
- Colorado, TX ranks #313 nationally (opportunity index); Colorado, TX #50 in Texas; Colorado, TX index 34.6.
- Colorado, TX: no CFPB county sample; Colorado, TX non-metro area reading 1.4%.
- Colorado, TX ZIP phases: 17 peak, 1 recovery.
- Colorado, TX residential listings tracked: 6 across 12 ZIPs; Colorado, TX candidate listings 0.
- Colorado, TX HUD assisted properties: 1 with 39 units.
- Colorado, TX lenders on watch: 6; largest Colorado, TX footprint Columbus State Bank (3 branches).
- Colorado, TX most distressed ZIP: 77435 at 31/100.
Colorado, TX figures: DLRadar distress index; Colorado, TX inputs: CFPB, FHFA, HUD, FDIC; Colorado, TX rebuilt as sources refresh.
| Rank | Colorado, TX ZIP | Score |
|---|---|---|
| 1 | 77435 | 31/100 |
| 2 | 77455 | 30/100 |
| 3 | 77474 | 29/100 |
| 4 | 78950 | 29/100 |
| 5 | 78933 | 28/100 |
| 6 | 77434 | 27/100 |
| 7 | 77964 | 27/100 |
| 8 | 78940 | 27/100 |
| 9 | 78962 | 26/100 |
| 10 | 77412 | 25/100 |
| 11 | 77442 | 25/100 |
| 12 | 77460 | 25/100 |
Most distressed Colorado, TX ZIPs (0-100, 2026)
Mortgage delinquency around Colorado, TX
No CFPB county sample covers Colorado, TX; the non-metro area reading for Colorado, TX: 1.4% ninety-plus; Colorado, TX area thirty-to-eighty-nine 3.5% (December 2025, Colorado, TX); Texas overall 1.2%.
Opportunity index: Colorado, TX
Colorado, TX index 34.6, Colorado, TX phase overheated; Colorado, TX primary driver vacancy, Colorado, TX second driver construction. Colorado, TX components: property stress 35.6, foreclosure pressure 39.9, listing discounts 14.7, bank stress 50.9, insurance 0.0; Colorado, TX pulse 42.4; Colorado, TX capital opportunity 22.8; Colorado, TX seven-day change -0.5%.
ZIP market phases inside Colorado, TX
18 Colorado, TX ZIPs carry a price-cycle phase; Colorado, TX ZIPs by phase (Colorado, TX), deepest drawdown first: peak, +2.0% YoY (Colorado, TX): 77412, 77442, 77460, 77470, Colorado, TX 77475, 77964, 78934, 78935, Colorado, TX 78943; peak, +1.6% YoY (Colorado, TX): 77434; peak, +1.1% YoY (Colorado, TX): 77435, 77455; recovery, +2.7% YoY (Colorado, TX): 77474; peak, +2.2% YoY (Colorado, TX): 78933; peak, +2.1% YoY (Colorado, TX): 78940; peak, +2.5% YoY (Colorado, TX): 78950.
Residential listings by Colorado, TX ZIP
Colorado, TX ZIPs with the most tracked Colorado, TX residential listings: 77434 6 listings, 0 candidates, bank pressure 54; 77412 0 listings, 0 candidates, bank pressure 54; 77442 0 listings, 0 candidates, bank pressure 54; 77460 0 listings, 0 candidates, bank pressure 54 (Colorado, TX); 77470 0 listings, 0 candidates, bank pressure 54; 77475 0 listings, 0 candidates, bank pressure 54; 78933 0 listings, 0 candidates, bank pressure 57; 78934 0 listings, 0 candidates, bank pressure 54. Colorado, TX totals: 6 listings; Colorado, TX candidates 0; active ZIPs 1.
HUD assisted housing in Colorado, TX
1 assisted properties with 39 units sit in Colorado, TX; largest Colorado, TX properties: Oak Bluff Village (Columbus) 39 units, 38 assisted.
Lenders with branches in Colorado, TX
Colorado, TX lenders by branch count: Columbus State Bank (Colorado, TX): stress 59, 3 branches low in Colorado, TX; First Nb Of Eagle Lake (Colorado, TX): stress 55, 2 branches low in Colorado, TX; First State Bank (Colorado, TX): stress 58, 1 branch low in Colorado, TX; Lone Star Bank (Colorado, TX): stress 58, 1 branch low in Colorado, TX; Fayette Savings Bank Ssb (Colorado, TX): stress 53, 1 branch low in Colorado, TX; Prosperity Bank (Colorado, TX): stress 33, 1 branch low in Colorado, TX.
Vacancy and permits, Colorado, TX
2,165 of 10,102 Colorado, TX housing units are vacant; Colorado, TX permits, twelve months: 0 multifamily units in Colorado, TX, 25 one-to-four unit units.
Work Colorado, TX at the parcel level
Every Colorado, TX parcel carries owner and address; every Colorado, TX parcel carries APN; Colorado, TX distress scores sit on the Colorado, TX live board.
Colorado, TX figures refresh with each source.
Colorado, TX questions
Most distressed ZIP code in Colorado County, TX?
ZIP 77435 leads Colorado, TX at 31/100; next in Colorado, TX: 77455 at 30/100; the Colorado, TX average is 27/100.
Where does Colorado County, TX rank for investment opportunity?
Colorado, TX is #313 among all ranked counties, #50 in Texas; the Colorado, TX driver is vacancy; Colorado, TX moved down 212 places.
How many mortgages are delinquent in Colorado County, TX?
Colorado, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Colorado, TX.
Which banks lend in Colorado County, TX?
6 watched lenders hold Colorado, TX branches; the largest Colorado, TX footprints are Columbus State Bank (3), First Nb Of Eagle Lake (2), First State Bank (1).
More on Colorado, TX
Colorado County, TX distress report: public-record figures for Colorado, TX; not legal advice for Colorado, TX; not tax or investment advice; verify every Colorado, TX record before acting.