Comal County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Comal County, Texas? DLRadar grades every Comal County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Comal County breakdown.
- Comal County's most distressed ZIP is 78154 at 36/100.
- 14 ZIP codes tracked in Comal County, averaging 31/100 distress.
- Comal County reads contraction — home values down 1.2% year over year, 2.0% off peak.
- Vacancy runs 8.4% across Comal County's tracked ZIPs, with a 7.5% poverty rate.
- The typical Comal County home is worth about $444,964 against a ~$97,128 median income.
- Lending headwind in Comal County sits at 43/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78154 | 36/100 |
| 2 | 78015 | 34/100 |
| 3 | 78108 | 34/100 |
| 4 | 78130 | 33/100 |
| 5 | 78266 | 33/100 |
| 6 | 78132 | 31/100 |
| 7 | 78133 | 31/100 |
| 8 | 78163 | 31/100 |
| 9 | 78623 | 31/100 |
| 10 | 78070 | 30/100 |
| 11 | 78006 | 29/100 |
| 12 | 78666 | 28/100 |
Most distressed ZIP codes in Comal County (composite distress 0-100, 2026)
What is driving Comal County distress
Comal County's placement in the national index rests on public filings — a 31/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Comal County market phase and pricing
DLRadar places Comal County in contraction; prices moved down 1.2% over the year and remain 2.0% under peak. Longer marketing times follow, and with them the sellers worth calling.
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Questions and answers
What is the hardest-hit ZIP in Comal County?
ZIP 78154 leads Comal County at 36/100, recomputed monthly from public records.
Which phase does Comal County sit in right now?
Comal County currently sits in contraction, with values down 1.2% year on year, based on FHFA price-index trajectory.
How is the Comal County data sourced?
The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 14 ZIP codes in Comal County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Comal County ZIP codes?
A single county score papers over real variation. Across the Comal County ZIPs DLRadar ranks, scores run from 36/100 in 78154 down to 28/100 in 78666, against a Comal County average of 31/100. With 8 points between best and worst, county-level targeting in Comal County wastes effort.
What do Comal County home values and vacancy say about distressed supply?
The typical Comal County home carries about $444,964 of value against a median household income near $97,128. Vacancy across Comal County's tracked ZIPs runs 8.4% and the poverty rate is 7.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Comal County's foreclosure and tax-lien record and its 43/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.