Iredell County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Iredell County, North Carolina? DLRadar grades every Iredell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 40/100. Here is the 2026 Iredell County breakdown.
- Iredell County's most distressed ZIP is 28036 at 40/100.
- 16 ZIP codes tracked in Iredell County, averaging 28/100 distress.
- Iredell County reads peak — home values up 1.0% year over year.
- Vacancy runs 11.7% across Iredell County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Iredell County home is worth about $286,200 against a ~$82,676 median income.
- Lending headwind in Iredell County sits at 43/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28036 | 40/100 |
| 2 | 28117 | 31/100 |
| 3 | 28166 | 31/100 |
| 4 | 28660 | 31/100 |
| 5 | 28677 | 31/100 |
| 6 | 28625 | 30/100 |
| 7 | 28634 | 30/100 |
| 8 | 28689 | 30/100 |
| 9 | 28115 | 29/100 |
| 10 | 28678 | 27/100 |
| 11 | 27020 | 24/100 |
| 12 | 27013 | 23/100 |
Most distressed ZIP codes in Iredell County (composite distress 0-100, 2026)
What is driving Iredell County distress
Nothing here is estimated: Iredell County is scored from filings alone, and its ZIPs average 28/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Iredell County market phase and pricing
Iredell County reads peak — home prices rose 1.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Frequently asked questions
Which part of Iredell County, NC scores highest for distress?
ZIP 28036 leads Iredell County at 40/100, recomputed monthly from public records.
Where is Iredell County in the housing cycle?
The market phase for Iredell County is peak, prices rising 1.0% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Iredell County scores?
Each Iredell County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 16 local ZIPs and every other county in the country.
How much do distress scores vary between Iredell County ZIP codes?
One county number flattens a wide range. Across the Iredell County ZIPs DLRadar ranks, scores run from 40/100 in 28036 down to 23/100 in 27013, against a Iredell County average of 28/100. That 17-point gap is why acquisition targeting in Iredell County works at ZIP level rather than county level.
What do Iredell County home values and vacancy say about distressed supply?
The typical Iredell County home carries about $286,200 of value against a median household income near $82,676. Vacancy across Iredell County's tracked ZIPs runs 11.7% and the poverty rate is 11.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Iredell County's foreclosure and tax-lien record and its 43/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.