Karnes County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Karnes County, Texas? DLRadar grades every Karnes County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Karnes County breakdown.
- Karnes County's most distressed ZIP is 78140 at 29/100.
- 10 ZIP codes tracked in Karnes County, averaging 16/100 distress.
- Karnes County reads peak — home values up 2.0% year over year.
- Vacancy runs 21.5% across Karnes County's tracked ZIPs, with a 17.8% poverty rate.
- The typical Karnes County home is worth about $183,513 against a ~$57,948 median income.
- Lending headwind in Karnes County sits at 59/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78140 | 29/100 |
| 2 | 78113 | 21/100 |
| 3 | 78141 | 21/100 |
| 4 | 78119 | 16/100 |
| 5 | 78118 | 13/100 |
| 6 | 78151 | 13/100 |
| 7 | 78111 | 12/100 |
| 8 | 78116 | 12/100 |
| 9 | 78117 | 12/100 |
| 10 | 78144 | 12/100 |
Most distressed ZIP codes in Karnes County (composite distress 0-100, 2026)
What is driving Karnes County distress
Karnes County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 16/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Karnes County market phase and pricing
The cycle in Karnes County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Karnes County
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Questions about this county
Which ZIP code leads Karnes County on distress?
ZIP 78140 leads Karnes County at 29/100, recomputed monthly from public records.
What market phase is Karnes County in?
Karnes County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
Where does the Karnes County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 10 Karnes County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Karnes County ZIP codes?
The county figure is a blend, not a description. Across the Karnes County ZIPs DLRadar ranks, scores run from 29/100 in 78140 down to 12/100 in 78144, against a Karnes County average of 16/100. That 17-point gap is why acquisition targeting in Karnes County works at ZIP level rather than county level.
What do Karnes County home values and vacancy say about distressed supply?
The typical Karnes County home carries about $183,513 of value against a median household income near $57,948. Vacancy across Karnes County's tracked ZIPs runs 21.5% and the poverty rate is 17.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Karnes County's foreclosure and tax-lien filings and its 59/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.