Navajo County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Navajo County, AZ distress report, 2026: 34 ZIPs scored in Navajo, AZ, Navajo, AZ average 23/100; the top Navajo, AZ ZIP is 85941 at 25/100; Navajo, AZ market phase peak, Navajo, AZ prices +0.5% year over year.
- Navajo, AZ ranks #1,378 nationally (opportunity index); Navajo, AZ #8 in Arizona; Navajo, AZ index 29.8.
- Navajo, AZ: no CFPB county sample; Navajo, AZ state reading 0.8%.
- Navajo, AZ ZIP phases: 33 peak, 1 neutral.
- Navajo, AZ residential listings tracked: 39 across 26 ZIPs; Navajo, AZ candidate listings 30.
- Navajo, AZ HUD assisted properties: 1 with 42 units.
- Navajo, AZ most distressed ZIP: 85941 at 25/100.
Navajo, AZ figures: DLRadar distress index; Navajo, AZ inputs: CFPB, FHFA, HUD, FDIC; Navajo, AZ rebuilt as sources refresh.
| Rank | Navajo, AZ ZIP | Score |
|---|---|---|
| 1 | 85941 | 25/100 |
| 2 | 86030 | 25/100 |
| 3 | 86044 | 24/100 |
| 4 | 86047 | 24/100 |
| 5 | 85901 | 23/100 |
| 6 | 85902 | 23/100 |
| 7 | 85911 | 23/100 |
| 8 | 85912 | 23/100 |
| 9 | 85923 | 23/100 |
| 10 | 85926 | 23/100 |
| 11 | 85928 | 23/100 |
| 12 | 85929 | 23/100 |
Most distressed Navajo, AZ ZIPs (0-100, 2026)
Mortgage delinquency around Navajo, AZ
No CFPB county sample covers Navajo, AZ; the state reading for Navajo, AZ: 0.8% ninety-plus; Navajo, AZ area thirty-to-eighty-nine 2.0% (December 2025, Navajo, AZ).
Opportunity index: Navajo, AZ
Navajo, AZ index 29.8, Navajo, AZ phase early_signal; Navajo, AZ primary driver vacancy, Navajo, AZ second driver construction. Navajo, AZ components: property stress 16.9, foreclosure pressure 19.1, listing discounts 22.1, bank stress 58.1, insurance 0.0; Navajo, AZ pulse 35.9; Navajo, AZ capital opportunity 20.7; Navajo, AZ seven-day change -0.1%.
ZIP market phases inside Navajo, AZ
34 Navajo, AZ ZIPs carry a price-cycle phase; Navajo, AZ ZIPs by phase (Navajo, AZ), deepest drawdown first: neutral, +2.3% YoY, 0.7% off peak (Navajo, AZ): 86030; peak, +1.2% YoY, 0.5% off peak (Navajo, AZ): 86047; peak, +2.1% YoY, 0.5% off peak (Navajo, AZ): 86044; peak, +0.6% YoY, 0.4% off peak (Navajo, AZ): 86054; peak, +0.5% YoY, 0.4% off peak (Navajo, AZ): 85902, 85911, 85912, 85923, Navajo, AZ 85926, 85928, 85929, 85933, Navajo, AZ 85934, 85935, 85937, 85939.
Residential listings by Navajo, AZ ZIP
Navajo, AZ ZIPs with the most tracked Navajo, AZ residential listings: 85901 14 listings, 13 candidates, bank pressure 67; 85937 6 listings, 5 candidates, bank pressure 66; 86025 6 listings, 6 candidates, bank pressure 66; 85928 5 listings, 4 candidates, bank pressure 66 (Navajo, AZ); 85929 2 listings, 0 candidates, bank pressure 66; 85939 2 listings, 0 candidates, bank pressure 66; 86047 2 listings, 1 candidates, bank pressure 66; 85933 1 listings, 1 candidates, bank pressure 66. Navajo, AZ totals: 39 listings; Navajo, AZ candidates 30; active ZIPs 3.
HUD assisted housing in Navajo, AZ
1 assisted properties with 42 units sit in Navajo, AZ; largest Navajo, AZ properties: Winslow Manor (Winslow) 42 units, 41 assisted.
Vacancy and permits, Navajo, AZ
17,167 of 57,230 Navajo, AZ housing units are vacant; Navajo, AZ permits, twelve months: 21 multifamily units in Navajo, AZ, 377 one-to-four unit units.
Work Navajo, AZ at the parcel level
Every Navajo, AZ parcel carries owner and address; every Navajo, AZ parcel carries APN; Navajo, AZ distress scores sit on the Navajo, AZ live board.
Navajo, AZ figures refresh with each source.
Navajo, AZ questions
Most distressed ZIP code in Navajo County, AZ?
ZIP 85941 leads Navajo, AZ at 25/100; next in Navajo, AZ: 86030 at 25/100; the Navajo, AZ average is 23/100.
Where does Navajo County, AZ rank for investment opportunity?
Navajo, AZ is #1,378 among all ranked counties, #8 in Arizona; the Navajo, AZ driver is vacancy; Navajo, AZ moved down 486 places.
How many mortgages are delinquent in Navajo County, AZ?
Navajo, AZ takes the state reading of 0.8% for December 2025; no CFPB county sample covers Navajo, AZ.
More on Navajo, AZ
Navajo County, AZ distress report: public-record figures for Navajo, AZ; not legal advice for Navajo, AZ; not tax or investment advice; verify every Navajo, AZ record before acting.