Pamlico County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pamlico County, North Carolina? DLRadar grades every Pamlico County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Pamlico County breakdown.
- Pamlico County's most distressed ZIP is 28560 at 32/100.
- 10 ZIP codes tracked in Pamlico County, averaging 29/100 distress.
- Pamlico County reads peak — home values up 1.9% year over year.
- Vacancy runs 35.7% across Pamlico County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Pamlico County home is worth about $203,363 against a ~$60,580 median income.
- Lending headwind in Pamlico County sits at 62/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28560 | 32/100 |
| 2 | 28509 | 29/100 |
| 3 | 28510 | 29/100 |
| 4 | 28515 | 29/100 |
| 5 | 28529 | 29/100 |
| 6 | 28537 | 29/100 |
| 7 | 28552 | 29/100 |
| 8 | 28556 | 29/100 |
| 9 | 28571 | 29/100 |
| 10 | 28587 | 29/100 |
Most distressed ZIP codes in Pamlico County (composite distress 0-100, 2026)
What is driving Pamlico County distress
Nothing here is estimated: Pamlico County is scored from filings alone, and its ZIPs average 29/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Pamlico County market phase and pricing
Pamlico County currently sits in peak after a 1.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Pamlico County
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Questions about this county
What is the hardest-hit ZIP in Pamlico County?
ZIP 28560 leads Pamlico County at 32/100, recomputed monthly from public records.
What stage of the price cycle is Pamlico County at?
Pamlico County reads peak, with home prices up 1.9% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Pamlico County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Pamlico County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Pamlico County ZIP codes?
Averaging the county conceals how uneven it is. Across the Pamlico County ZIPs DLRadar ranks, scores run from 32/100 in 28560 down to 29/100 in 28587, against a Pamlico County average of 29/100. The 3-point range is the argument for ZIP-level search across Pamlico County.
What do Pamlico County home values and vacancy say about distressed supply?
The typical Pamlico County home carries about $203,363 of value against a median household income near $60,580. Vacancy across Pamlico County's tracked ZIPs runs 35.7% and the poverty rate is 11.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Pamlico County's filings and its 62/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.