Polk County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Polk County, Florida? DLRadar grades every Polk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Polk County breakdown.
- Polk County's most distressed ZIP is 33547 at 38/100.
- 45 ZIP codes tracked in Polk County, averaging 37/100 distress.
- Polk County reads contraction — home values down 0.9% year over year, 0.9% off peak.
- Vacancy runs 18.7% across Polk County's tracked ZIPs, with a 14.9% poverty rate.
- The typical Polk County home is worth about $250,232 against a ~$67,235 median income.
- Lending headwind in Polk County sits at 41/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 33547 | 38/100 |
| 2 | 33810 | 38/100 |
| 3 | 33801 | 37/100 |
| 4 | 33803 | 37/100 |
| 5 | 33805 | 37/100 |
| 6 | 33809 | 37/100 |
| 7 | 33811 | 37/100 |
| 8 | 33812 | 37/100 |
| 9 | 33813 | 37/100 |
| 10 | 33815 | 37/100 |
| 11 | 33823 | 37/100 |
| 12 | 33827 | 37/100 |
Most distressed ZIP codes in Polk County (composite distress 0-100, 2026)
What is driving Polk County distress
Polk County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 37/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Polk County market phase and pricing
Polk County reads contraction — home prices fell 0.9% over the last year and are 0.9% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Polk County
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Frequently asked questions
What is the most distressed ZIP code in Polk County, FL?
ZIP 33547 leads Polk County at 38/100, recomputed monthly from public records.
What market phase is Polk County in?
Polk County reads contraction, with home prices down 0.9% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Polk County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.