Polk County, FL Home-Insurance Distress Report (2026)
Polk County, FL: 97/100 (severe) home-insurance distress; Polk (insurance report), FL #18 of 3,222 counties; Polk (insurance report), FL #16 of 67 in Florida.
- Polk (insurance report), FL home-insurance distress 97/100, #18 of 3,222 counties (Polk (insurance report), FL).
- Polk (insurance report), FL FEMA hazard 97/100; Polk (insurance report), FL NFIP claim stress 98/100.
- Polk (insurance report), FL NFIP flood claims, three years: 405; Polk (insurance report), FL paid $27.9M, Polk (insurance report), FL per claim $69K.
- Polk (insurance report), FL disaster declarations, three years: 8 total (Polk (insurance report), FL), 4 hurricane (Polk (insurance report), FL), 0 flood.
Polk (insurance report), FL figures come from FEMA (Polk (insurance report), FL), NFIP and carrier filings (Polk (insurance report), FL) and refresh monthly.
| Month | Polk, FL score |
|---|---|
| March 2026 | 89 |
| April 2026 | 89 |
| May 2026 | 88 |
| June 2026 | 88 |
| July 2026 | 88 |
| August 2026 | 88 |
| September 2026 | 88 |
| October 2026 | 98 |
Polk (insurance report), FL monthly home-insurance distress score
Polk (insurance report), FL: score history
FEMA hazard, Polk (insurance report), FL: 97/100; Polk (insurance report), FL declarations, three years: 8; Polk (insurance report), FL perils: 4 hurricane, 4 tropical-storm; Polk (insurance report), FL five-year count 18 (severity 24.0); Polk (insurance report), FL ten-year 18; hazard-weighted, Polk (insurance report), FL: 32.0.
Polk (insurance report), FL: score drivers
NFIP claims, Polk (insurance report), FL, three years: 405; Polk (insurance report), FL payouts $27,933,433; per Polk (insurance report), FL claim $68,971; Polk (insurance report), FL claim-stress 98/100.
Polk (insurance report), FL: ZIPs and comparables
Polk (insurance report), FL monthly score rose, 89 (March 2026) to 98 (October 2026).
Polk (insurance report), FL: declarations and claims
Polk (insurance report), FL components: climate 98, NFIP claims 98; Polk (insurance report), FL retreat index 98.
Polk (insurance report), FL: construction and housing
DLRadar rescores Polk (insurance report), FL monthly; Polk (insurance report), FL readings join Polk (insurance report), FL foreclosure, lien and ownership parcels (Polk (insurance report), FL), so cost-squeezed Polk (insurance report), FL owners surface before listing.
Work Polk (insurance report), FL at the parcel level
Every Polk (insurance report), FL parcel carries owner and address; Polk (insurance report), FL parcels carry APN and the Polk (insurance report), FL distress score; Polk (insurance report), FL lead lists by signal.
Polk (insurance report), FL figures refresh with each source.
FAQ: Polk (insurance report), FL
What does the Polk (insurance report), FL score of 97/100 mean for a seller?
A Polk (insurance report), FL reading ranked #18 of 3,222 means Polk (insurance report), FL carrying cost is rising (Polk (insurance report), FL) faster than most counties; Polk (insurance report), FL owners who lose a carrier (Polk (insurance report), FL) or face a renewal (Polk (insurance report), FL) above budget are the Polk (insurance report), FL sellers this report surfaces.
Which Polk County ZIPs does the insurance report rank highest?
Polk (insurance report), FL ZIP scores, highest first: 33547 at 0, 33810 at 0 (Polk (insurance report), FL), 33801 at 0, 33803 at 0, 33805 at 0; the Polk (insurance report), FL chart plots them.
How is the Polk (insurance report), FL report different from the live Polk County page?
The live page carries the Polk (insurance report), FL monthly list and the Polk (insurance report), FL ZIP list as prose (Polk (insurance report), FL); this insurance report carries Polk (insurance report), FL figures as a table (Polk (insurance report), FL) and a chart, with the same Polk (insurance report), FL monthly refresh.
More on Polk (insurance report), FL
Polk County, FL insurance report: public-record figures for Polk (insurance report), FL; not insurance (Polk (insurance report), FL), legal or investment advice for Polk (insurance report), FL; verify every Polk (insurance report), FL record before acting.