Putnam County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Putnam County, Florida? DLRadar grades every Putnam County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Putnam County breakdown.
- Putnam County's most distressed ZIP is 32145 at 36/100.
- 17 ZIP codes tracked in Putnam County, averaging 32/100 distress.
- Putnam County reads peak — home values up 0.0% year over year.
- Vacancy runs 19.2% across Putnam County's tracked ZIPs, with a 21.6% poverty rate.
- The typical Putnam County home is worth about $182,600 against a ~$58,889 median income.
- Lending headwind in Putnam County sits at 0/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32145 | 36/100 |
| 2 | 32043 | 33/100 |
| 3 | 32131 | 33/100 |
| 4 | 32140 | 33/100 |
| 5 | 32134 | 32/100 |
| 6 | 32112 | 31/100 |
| 7 | 32139 | 31/100 |
| 8 | 32147 | 31/100 |
| 9 | 32148 | 31/100 |
| 10 | 32157 | 31/100 |
| 11 | 32177 | 31/100 |
| 12 | 32181 | 31/100 |
Most distressed ZIP codes in Putnam County (composite distress 0-100, 2026)
What is driving Putnam County distress
Putnam County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 32/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Putnam County market phase and pricing
Putnam County reads peak — home prices rose 0.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Putnam County
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Frequently asked questions
What is the most distressed ZIP code in Putnam County, FL?
ZIP 32145 leads Putnam County at 36/100, recomputed monthly from public records.
What market phase is Putnam County in?
Putnam County reads peak, with home prices up 0.0% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Putnam County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.