Snohomish County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Snohomish County, WA distress report, 2026: 30 ZIPs scored in Snohomish, WA, Snohomish, WA average 35/100; the top Snohomish, WA ZIP is 98012 at 35/100; Snohomish, WA market phase peak, Snohomish, WA prices +0.4% year over year.
- Snohomish, WA ranks #1,882 nationally (opportunity index); Snohomish, WA #22 in Washington; Snohomish, WA index 28.1.
- Snohomish, WA ninety-day mortgage delinquency 0.5% in December 2025; Snohomish, WA twelve-month change +0.2%.
- Snohomish, WA ZIP phases: 30 peak.
- Snohomish, WA residential listings tracked: 267 across 27 ZIPs; Snohomish, WA candidate listings 76.
- Snohomish, WA HUD assisted properties: 37 with 2,613 units.
- Snohomish, WA lenders on watch: 8; largest Snohomish, WA footprint Coastal Community Bank (12 branches).
- Snohomish, WA most distressed ZIP: 98012 at 35/100.
Snohomish, WA figures: DLRadar distress index; Snohomish, WA inputs: CFPB, FHFA, HUD, FDIC; Snohomish, WA rebuilt as sources refresh.
| Rank | Snohomish, WA ZIP | Score |
|---|---|---|
| 1 | 98012 | 35/100 |
| 2 | 98020 | 35/100 |
| 3 | 98021 | 35/100 |
| 4 | 98026 | 35/100 |
| 5 | 98036 | 35/100 |
| 6 | 98037 | 35/100 |
| 7 | 98043 | 35/100 |
| 8 | 98087 | 35/100 |
| 9 | 98201 | 35/100 |
| 10 | 98203 | 35/100 |
| 11 | 98204 | 35/100 |
| 12 | 98207 | 35/100 |
Most distressed Snohomish, WA ZIPs (0-100, 2026)
Mortgage delinquency in Snohomish, WA
0.5% of Snohomish, WA mortgages were ninety-plus days late (Snohomish, WA, December 2025); Snohomish, WA thirty-to-eighty-nine days late: 0.9%; Snohomish, WA twelve-month change +0.2%; Snohomish, WA peak since 2008: 5.3% (May 2012); Washington overall 0.6%. Snohomish, WA ninety-day series: Dec 24 0.3, Jan 25 0.4, Feb 25 0.4 (Snohomish, WA), Mar 25 0.4, Apr 25 0.3, May 25 0.3 (Snohomish, WA), Jun 25 0.3, Jul 25 0.3, Aug 25 0.4 (Snohomish, WA), Sep 25 0.4, Oct 25 0.5, Nov 25 0.5 (Snohomish, WA), Dec 25 0.5.
Opportunity index: Snohomish, WA
Snohomish, WA index 28.1, Snohomish, WA phase early_signal; Snohomish, WA primary driver bank institutional, Snohomish, WA second driver construction. Snohomish, WA components: property stress 19.0, foreclosure pressure 19.3, listing discounts 26.6, bank stress 61.9, insurance 0.0; Snohomish, WA pulse 31.9; Snohomish, WA capital opportunity 22.3; Snohomish, WA seven-day change -0.2%.
ZIP market phases inside Snohomish, WA
30 Snohomish, WA ZIPs carry a price-cycle phase; Snohomish, WA ZIPs by phase (Snohomish, WA), deepest drawdown first: peak, +0.4% YoY (Snohomish, WA): 98012, 98020, 98021, 98026, Snohomish, WA 98036, 98037, 98043, 98072, Snohomish, WA 98077, 98087, 98201, 98203, Snohomish, WA 98204, 98207, 98208, 98223.
Residential listings by Snohomish, WA ZIP
Snohomish, WA ZIPs with the most tracked Snohomish, WA residential listings: 98012 37 listings, 10 candidates, bank pressure 67; 98201 27 listings, 2 candidates, bank pressure 67; 98223 24 listings, 13 candidates, bank pressure 67; 98270 19 listings, 2 candidates, bank pressure 67 (Snohomish, WA); 98021 16 listings, 4 candidates, bank pressure 67; 98204 15 listings, 3 candidates, bank pressure 67; 98258 15 listings, 3 candidates, bank pressure 67; 98208 14 listings, 5 candidates, bank pressure 67. Snohomish, WA totals: 267 listings; Snohomish, WA candidates 76; active ZIPs 24.
HUD assisted housing in Snohomish, WA
37 assisted properties with 2,613 units sit in Snohomish, WA; largest Snohomish, WA properties: Tamaron Ranch Apartments (Lynnwood) 266 units; Trailside Village (Everett) 250 units, 240 assisted; Family Tree Apartments & Lincoln Way Apartments (Everett) 200 units in Snohomish, WA; Mill Pointe (Everett) 193 units; Willow Tree Grove (Brothell) 181 units; Pacific Park Apartments (Edmonds) 177 units.
Lenders with branches in Snohomish, WA
Snohomish, WA lenders by branch count: Coastal Community Bank (Snohomish, WA): stress 94, 12 branches low in Snohomish, WA; Wafd Bank (Snohomish, WA): stress 67, 9 branches low in Snohomish, WA; Heritage Bank (Snohomish, WA): stress 58, 7 branches low in Snohomish, WA; Peoples Bank (Snohomish, WA): stress 60, 5 branches moderate in Snohomish, WA; 1st Security Bank Of Wa (Snohomish, WA): stress 64, 4 branches low in Snohomish, WA; Banner Bank (Snohomish, WA): stress 58, 4 branches low in Snohomish, WA; Mountain Pacific Bank (Snohomish, WA): stress 56, 2 branches low in Snohomish, WA; Unibank (Snohomish, WA): stress 99, 1 branch low in Snohomish, WA.
Vacancy and permits, Snohomish, WA
15,318 of 331,530 Snohomish, WA housing units are vacant; Snohomish, WA permits, twelve months: 1,475 multifamily units in Snohomish, WA, 1,930 one-to-four unit units.
Work Snohomish, WA at the parcel level
Every Snohomish, WA parcel carries owner and address; every Snohomish, WA parcel carries APN; Snohomish, WA distress scores sit on the Snohomish, WA live board.
Snohomish, WA figures refresh with each source.
Snohomish, WA questions
Most distressed ZIP code in Snohomish County, WA?
ZIP 98012 leads Snohomish, WA at 35/100; next in Snohomish, WA: 98020 at 35/100; the Snohomish, WA average is 35/100.
Where does Snohomish County, WA rank for investment opportunity?
Snohomish, WA is #1,882 among all ranked counties, #22 in Washington; the Snohomish, WA driver is bank institutional; Snohomish, WA moved down 24 places.
How many mortgages are delinquent in Snohomish County, WA?
0.5% of Snohomish, WA mortgages were ninety-plus days late in December 2025; the Snohomish, WA peak since 2008 was 5.3%.
Which banks lend in Snohomish County, WA?
8 watched lenders hold Snohomish, WA branches; the largest Snohomish, WA footprints are Coastal Community Bank (12), Wafd Bank (9), Heritage Bank (7).
More on Snohomish, WA
Snohomish County, WA distress report: public-record figures for Snohomish, WA; not legal advice for Snohomish, WA; not tax or investment advice; verify every Snohomish, WA record before acting.