Arizona County Foreclosure & Distress Reports (2026)
One report per county — 15 in Arizona — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Arizona distress hub; insurance pressure is on the Arizona home-insurance page.
15 Arizona county reports sit in this archive; Arizona opportunity phases run 7 early_signal, 3 peak_opportunity, 3 weak; Arizona ninety-day delinquency 0.8%; 13 banks chartered in Arizona; 21,861 HUD-assisted Arizona units.
Arizona counties to open first by opportunity rank: La Paz (#249, peak_opportunity); Pinal (#537, peak_opportunity); Mohave (#584, peak_opportunity) in Arizona; Gila (#785, early_signal); Maricopa (#816, watchlist); Yuma (#1,264, watchlist).
Arizona insurance bands across counties: 12 low in Arizona, 2 medium, 1 zero; Arizona NFIP claims 89 in three years.
Arizona counties in the peak phase (10): Apache, Gila, Graham, Greenlee, La Paz, Maricopa (Arizona), Mohave, Navajo, Pinal, Santa Cruz.
Arizona counties in the contraction phase (3): Cochise, Yavapai, Yuma.
Arizona counties in the neutral phase (1): Coconino.
Arizona counties in the recovery phase (1): Pima.
Arizona permitted 47,257 housing units in twelve months; 336,758 Arizona units sit vacant of 3,192,839.
Arizona counties highest on the national opportunity index: La Paz #249 (35.3/100, peak_opportunity); Pinal #537 (33.2/100, peak_opportunity); Mohave #584 (32.9/100, peak_opportunity) in Arizona; Gila #785 (32.0/100, early_signal); Maricopa #816 (31.9/100, watchlist); Yuma #1,264 (30.2/100, watchlist) in Arizona; Yavapai #1,332 (30.0/100, early_signal); Navajo #1,444 (29.6/100, early_signal); Cochise #1,578 (29.1/100, early_signal) in Arizona; Santa Cruz #1,749 (28.6/100, early_signal); Apache #1,780 (28.5/100, early_signal); Greenlee #1,848 (28.2/100, early_signal) in Arizona.
How the Arizona county reports are scored: each Arizona report reads its county's foreclosure filings, Arizona tax-lien and tax-deed records, FHA mortgage delinquency in Arizona (ninety-day rate 0.8%, December 2025), the FDIC stress of Arizona lenders (13 chartered in Arizona) and FEMA/NFIP pressure on Arizona (89 NFIP claims, three years), then scores every Arizona ZIP 0-100.
La Paz County leads Arizona on the opportunity index at #249 nationally with 8 scored ZIPs. Every Arizona report is rebuilt monthly from public records; a Arizona county whose data lapses keeps its Arizona page and says so.